Construction projects are complex, requiring considerable coordination of people, materials, equipment and schedules, increasing contractors’ exposure to operational, financial and liability risks. While insurance can help manage the financial impact of unexpected events, it is most effective as part of a broader risk management approach that focuses on reducing key exposures before losses occur. 1.…
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Although the spring and summer months bring warmer temperatures and increased consumer activity, they also present unique risks for businesses. In particular, businesses may be more prone to commercial property losses during these months, primarily due to severe weather, heavy foot traffic and maintenance gaps. In these instances, even minor events can prompt costly property…
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Having a comprehensive commercial insurance program is crucial for any business. By securing proper coverage, businesses can ensure ample financial protection against a range of risks and minimize the likelihood of out-of-pocket losses. Unfortunately, many businesses currently have gaps in their commercial insurance programs, leaving them vulnerable amid potential perils. These gaps don’t necessarily stem…
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On April 29, 2026, the Federal Motor Carrier Safety Administration (FMCSA) announced a new online registration system, called Motus, and explained how its use helps satisfy current statutory and regulatory requirements for the Unified Registration System (URS). The new system will simplify the registration process, streamline identification, improve the user experience and incorporate enhanced verification…
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The American litigation landscape has undergone a profound transformation over the past decade, bringing significant financial consequences for businesses of virtually every size and industry. Jury awards that once seemed extraordinary have become routine. For businesses, the implications are clear: Traditional liability insurance limits that were considered adequate just a few years ago may no…
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On April 10, 2026, OSHA updated its National Emphasis Program (NEP) to protect workers from outdoor and indoor heat-related hazards, directing agency resources to areas where they can have the greatest impact by focusing inspections and outreach on industries and workplaces with the highest risk of heat stress. The updated NEP is effective immediately and…
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Pay transparency laws refer to regulations that require applicable employers to disclose certain information regarding employee compensation—namely, salary ranges and benefits packages—in job postings for open positions, amid promotions and transfers, and upon request from existing staff. The United States has seen a rapid expansion of these laws over the past few years, with an…
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For many businesses, employment practices liability insurance (EPLI) is understood primarily as a safeguard against claims brought by employees—allegations of wrongful termination, workplace harassment or discriminatory treatment. While this first-party coverage is essential, it addresses only one dimension of a broader exposure landscape for employment matters. Businesses are increasingly facing claims not from their own…
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For small business owners, insurance is often treated as an afterthought—a box to check during the early stages of operations and rarely revisited. This mindset, while understandable given the many competing priorities of running a business, can leave companies with significant financial and legal risks. The reality is that an inadequate or poorly structured insurance…
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Many people earn income through flexible, project-based work. Insurance may not be the first thing a gig worker considers, but it can make a significant difference when unexpected events threaten financial stability. What Counts as Gig Work? Gig work is short-term or contract-based jobs where the worker is not a traditional employee. Gig workers can…
DetailsYou are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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