If Congress allows a shutdown that lapses National Flood Insurance Program (NFIP) authorization, the program would stop issuing new policies and would not process renewals or endorsements until reauthorization, while existing policies remain valid until their scheduled expiration. What Stops and What Continues Stopped: New NFIP policies, policy renewals, endorsements, and increases in coverage would…
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Coastal condominiums typically allocate 50% of the budget to insurance premiums. Property coverages are the largest expense in our Condominium Association’s risk management programs. We are happy to see a stabilization occurring in the property market. For more information, see our Fall Coastal Property Market update here. Liability coverages are continuing to see increases in…
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Community Association cyber risk is lower than other industries, but it still presents a risk to associations everywhere. Kevin Davis Insurance Services provided the four most common cyber risks to associations: Cyber Crime – Loss of Community Association Funds Ransom Demands – Extortion payments to restore access to the data Data Breach – Loss of…
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We know you’re preparing budgets for the Board to consider and homeowner envelopes to send your budget to all for review. What else goes in your budget mailer? Winterization Reminders Risk Management Tips Reminders to purchase unit owner or homeowner insurance Clarification of insurance deductibles and who will be responsible to pay them (per the…
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Over the summer, HALO (Hope and Life Outreach) in Salisbury proudly served its 1,000,000th meal — a milestone that represents not just meals handed out, but lives touched, hope offered, and community built. What began as a mission to serve those in need through a warm plate of food has grown into a life-changing ministry…
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As the workforce ages, employers must adapt to ensure the safety and productivity of their older employees. Many baby boomers are delaying retirement or reentering the workforce, so the number of employees aged 55 and older is rising. While these workers bring valuable experience and engagement to their roles, they also face unique safety challenges…
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A cargo spill refers to any unintentional release of goods, liquids or raw materials from a truck or other vehicle specifically designed to transport freight while it’s traveling on the roadway. Any type of cargo has the potential to spill, but some of the most common culprits include large equipment and machinery, bulk dry goods…
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September was Suicide Prevention Month, but the topic is critical, and merits ongoing discussion. The Construction industry experiences a higher-than-average rate of suicide, and has developed its own internal groups to promote awareness and prevention. Get involved and discover resources to share with your team at these sites: Construction Industry Alliance for Suicide Prevention (CIASP)…
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Every October, Cybersecurity Awareness Month teaches people simple ways to protect themselves online. This year’s theme, Stay Safe Online, is all about the simple ways to protect yourself, your family and your business from online threats. Small actions can make a big difference. That’s why we’re focusing on the Core 4. Four easy steps anyone…
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The shoulder season is a great time for RV adventures! Fewer crowds, less competition for the best spots, and lower costs for campsites means it’s time to hit the road. Recreational vehicles, including campers, motorhomes and fifth-wheel trailers, can face many of the same risks as everyday cars. However, their larger size, higher value and…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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