A sewer backup is the kind of property loss most business owners never think about until it happens. Unfortunately, when wastewater suddenly enters a building, the damage can spread quickly through flooring, walls, equipment and inventory. What surprises many businesses even more is that standard commercial property insurance often does not cover sewer backup unless…
The Rehoboth Beach/Dewey Beach Chamber of Commerce recently reported that federal funding for a flood mitigation project on Read Avenue in Dewey Beach – previously approved through the U.S. Army Corps of Engineers in August of 2024 – is currently being withheld, putting this critical project on hold. As a low-lying coastal town, Dewey Beach…
The private residential flood insurance market has grown rapidly but remains small compared with overall homeowners insurance. Private residential flood premiums were roughly $0.5 billion in 2024 with policy counts roughly doubling since 2020, yet private share of homeowners remains low. Economic flood losses far exceed insured losses, leaving a large protection gap that private…
In 2021, Deeley shared news of the changes to NFIP‘s risk rating system for flood insurance. “Risk Rating 2.0” took into account a number of new variables to establish rate, the most prominent being: Flood frequency Flood type (e.g., river overflow, storm surge, heavy rainfall and coastal erosion) Distance between a property and water source…
Floods are among the most common and costly natural disasters in the United States. Flooding from heavy rain or overflowing waterways can cause severe damage, even outside designated flood zones. So it’s important to understand your risk and prepare your property. Know Your Risk Use these tools to help assess how vulnerable your home may…
The Atlantic and central Pacific hurricane season runs from June 1 through November 30. The best time to prepare is well before the official start of the season. Avoid having to rush through potentially life-saving preparations by waiting until it’s too late. Get your disaster supplies while the shelves are still stocked, and get that…
The Atlantic Hurricane Season is from June through November. The Town of Ocean City closely monitors all tropical storms and stays in touch with the National Weather Service during any pending storms. Hurricane Watches and Hurricane Warnings are issued by the National Hurricane Center in Miami. A WATCH is issued for an area that could…
As a homeowner, it’s essential to understand what types of hurricane damage are covered by your homeowners insurance policy and what additional endorsements or policies you should consider to ensure that you’re adequately protected. Types of Hurricane Damage Covered by Homeowners Insurance Policies Most homeowners insurance policies provide some financial protection against damage caused by…
According to the Federal Emergency Management Agency, floods are one of the most common natural disasters in the United States. Even small streams, gullies, creeks, culverts, dry stream beds or low-lying ground that appear harmless in dry weather can flood. What’s more, it only takes an inch or two of water to cause major damage…
New rates for all properties insured through the National Flood Insurance Program (NFIP) will go into effect nationwide on October 1, 2021. FEMA is pairing state-of-the-art technology with NFIP’s mapping data to establish a new risk-informed rating plan—Risk Rating 2.0, the largest change to the program in 50 years. Risk Rating 2.0 uses the latest…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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