After the Flood: Don’t Just Rebuild. Rebuild Smarter.

When the water finally recedes, we hope the worst is over. But for a business that has just experienced flooding, the work may only be beginning. That is especially true for coastal businesses. In late September, a powerful nor’easter brought significant coastal flooding to Ocean City and other Delmarva communities. And coastal flooding can bring…

Power When You Need It: Making Sure Your Backup Generator Is Ready

The power goes out. The lights go dark. Computers stop working. Refrigerators and freezers start warming up. Security systems, equipment and other critical operations may suddenly be offline. Fortunately, your business has a backup generator. But here’s the question: Will it be ready when you need it? Backup generators can be an important part of…

When Cars Become Wrecking Balls: The Surprisingly Common Risk of Vehicles Crashing Into Buildings

You’ve probably seen the pictures. A pickup truck through the front window of a retail store. A vehicle that somehow made it through the glass doors of a pharmacy. It looks like one of those bizarre accidents that happens once in a blue moon. But after several vehicle-into-building incidents were reported in our area over…

Cybersecurity Awareness Month: A Safer Business Starts with the Basics

October is Cybersecurity Awareness Month, an annual reminder that protecting a business from cyber threats isn’t just an IT responsibility. Every employee who opens an email, approves a payment, chooses a password or accesses company data has a role to play. And while cyber threats continue to evolve, the good news is that businesses don’t…

National Preparedness Month: Small Steps Can Make a Big Difference

September is National Preparedness Month, which makes it a good time to think about something most of us would rather not think about: what would happen if something unexpected happened tomorrow? A hurricane, severe storm, power outage, fire, cyber incident or other emergency can disrupt our routines with very little warning. And while we can’t…

Why Private Companies Face D&O Claims—and 5 Common Triggers to Watch For

Most business owners spend their time thinking about customers, employees, growth and profitability—not personal liability. Yet decisions involving investors, hiring, financial challenges, acquisitions or regulatory compliance can sometimes lead to lawsuits that name company leaders individually. Even when allegations are unfounded, the cost of defending those claims can be substantial. That’s why Directors & Officers…

Heat Illness Prevention: Protecting Your Workforce During Hot Weather

When most people think about summer on the job, they picture longer days, sunshine and getting work done outdoors. But hot weather can become dangerous faster than many people realize. Every year, workers across a wide range of industries—from construction and landscaping to maintenance, warehousing and transportation—experience heat-related illnesses that can lead to serious medical…