On April 10, 2026, OSHA updated its National Emphasis Program (NEP) to protect workers from outdoor and indoor heat-related hazards, directing agency resources to areas where they can have the greatest impact by focusing inspections and outreach on industries and workplaces with the highest risk of heat stress. The updated NEP is effective immediately and…
Pay transparency laws refer to regulations that require applicable employers to disclose certain information regarding employee compensation—namely, salary ranges and benefits packages—in job postings for open positions, amid promotions and transfers, and upon request from existing staff. The United States has seen a rapid expansion of these laws over the past few years, with an…
For many businesses, employment practices liability insurance (EPLI) is understood primarily as a safeguard against claims brought by employees—allegations of wrongful termination, workplace harassment or discriminatory treatment. While this first-party coverage is essential, it addresses only one dimension of a broader exposure landscape for employment matters. Businesses are increasingly facing claims not from their own…
For small business owners, insurance is often treated as an afterthought—a box to check during the early stages of operations and rarely revisited. This mindset, while understandable given the many competing priorities of running a business, can leave companies with significant financial and legal risks. The reality is that an inadequate or poorly structured insurance…
Many people earn income through flexible, project-based work. Insurance may not be the first thing a gig worker considers, but it can make a significant difference when unexpected events threaten financial stability. What Counts as Gig Work? Gig work is short-term or contract-based jobs where the worker is not a traditional employee. Gig workers can…
Trends in Commercial Liability Insurance As we move through 2026, insurers remain focused on underwriting discipline, risk selection, and profitability. Primary general liability pricing has generally stabilized, with renewal outcomes varying based on class of business, loss history, and overall risk management practices. However, excess liability remains the most challenged segment, with capacity constraints persisting…
Trends in Commercial Property Insurance As we move further into 2026, coastal property owners are continuing to experience a long‑awaited recalibration of the insurance market. Following several years of disruption driven by catastrophic losses, inflation, and valuation pressures, conditions continue to stabilize. This shift has translated into improved participation, increased capacity, more competitive pricing, and,…
Spring can bring about some of the year’s most dangerous weather and wreak havoc on many aspects of a company’s operations, but you can take measures now to minimize damage. Dangerous Spring Weather Unexpected severe weather increases the risk of property damage, injury and even death. Tornadoes—According to AccuWeather, tornadoes are by far the most…
Several scenarios that businesses encounter in routine operations may expose them to litigation and general liability claims. A customer walking through a business could slip on a wet floor, or a piece of equipment could fall and damage a customer’s personal belongings. These and other incidents may lead to liability claims, disrupting operations and placing…
With Spring on the way, our thoughts turn to the outdoors and our beautiful, natural surroundings here on Delmarva. As stewards of the environment, it’s our shared responsibility to ensure a healthy planet for future generations. Insurance can help. Environmental liability exposures refer to the legal and financial responsibilities organizations incur when their operations harm…
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
All information, content, and materials available on this site are for general informational purposes only. This information does not, and is not intended to, constitute legal advice on any particular set of facts or circumstances, and may not constitute the most current legal developments. No user or browser of this site should act or refrain from acting based on the contents of this site without first seeking legal advice from counsel in the appropriate jurisdiction. This website may also contain links to content from third-party web sites which are intended only as a convenience for the user or browser and are not necessarily recommended or endorsed by Deeley Insurance Group. All liability with respect to actions taken or not taken based on the contents of this site are hereby expressly disclaimed. The content on this website is provided “as is” and no representations are made that the content is free of errors.