For small business owners, insurance is often treated as an afterthought—a box to check during the early stages of operations and rarely revisited. This mindset, while understandable given the many competing priorities of running a business, can leave companies with significant financial and legal risks. The reality is that an inadequate or poorly structured insurance…
Many people earn income through flexible, project-based work. Insurance may not be the first thing a gig worker considers, but it can make a significant difference when unexpected events threaten financial stability. What Counts as Gig Work? Gig work is short-term or contract-based jobs where the worker is not a traditional employee. Gig workers can…
Trends in Commercial Liability Insurance As we move through 2026, insurers remain focused on underwriting discipline, risk selection, and profitability. Primary general liability pricing has generally stabilized, with renewal outcomes varying based on class of business, loss history, and overall risk management practices. However, excess liability remains the most challenged segment, with capacity constraints persisting…
Trends in Commercial Property Insurance As we move further into 2026, coastal property owners are continuing to experience a long‑awaited recalibration of the insurance market. Following several years of disruption driven by catastrophic losses, inflation, and valuation pressures, conditions continue to stabilize. This shift has translated into improved participation, increased capacity, more competitive pricing, and,…
Spring can bring about some of the year’s most dangerous weather and wreak havoc on many aspects of a company’s operations, but you can take measures now to minimize damage. Dangerous Spring Weather Unexpected severe weather increases the risk of property damage, injury and even death. Tornadoes—According to AccuWeather, tornadoes are by far the most…
Several scenarios that businesses encounter in routine operations may expose them to litigation and general liability claims. A customer walking through a business could slip on a wet floor, or a piece of equipment could fall and damage a customer’s personal belongings. These and other incidents may lead to liability claims, disrupting operations and placing…
With Spring on the way, our thoughts turn to the outdoors and our beautiful, natural surroundings here on Delmarva. As stewards of the environment, it’s our shared responsibility to ensure a healthy planet for future generations. Insurance can help. Environmental liability exposures refer to the legal and financial responsibilities organizations incur when their operations harm…
Retailers continue to operate amid a dynamic risk landscape. Loss drivers are increasingly severity-driven and include organized crime rings, cargo theft, ransomware incidents and catastrophe-driven business interruptions. Although the commercial market as a whole has seen softening conditions, specific segments (e.g., casualty and umbrella/excess) remain firm. As such, retailers with higher physical crime exposure, hazardous…
Unforeseen incidents can occur in everyday business operations, exposing organizations to potential liability. A customer may slip on a wet floor, or a contractor may accidentally damage a client’s property. Just one general liability claim can disrupt business operations, create financial strain and affect future insurance costs. The financial and organizational impacts of these incidents…
Although rising production demands and government funding have fueled widespread expansion and economic growth across the manufacturing industry in recent years, the sector is now facing a complex risk landscape. Between rapid digital transformation, evolving geopolitical forces and shifting labor demographics, the sector is contending with significant uncertainty. In the commercial insurance market, well-managed manufacturing…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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