Construction sites are often prime targets for theft and vandalism due to their open layouts, limited after-hours supervision, and the large amount of valuable materials, tools, and equipment stored on-site. According to the National Insurance Crime Bureau, construction site theft costs the industry between $300 million and $1 billion annually, with more than 11,000 pieces…
Construction projects are complex, requiring considerable coordination of people, materials, equipment and schedules, increasing contractors’ exposure to operational, financial and liability risks. While insurance can help manage the financial impact of unexpected events, it is most effective as part of a broader risk management approach that focuses on reducing key exposures before losses occur. 1.…
On April 10, 2026, OSHA updated its National Emphasis Program (NEP) to protect workers from outdoor and indoor heat-related hazards, directing agency resources to areas where they can have the greatest impact by focusing inspections and outreach on industries and workplaces with the highest risk of heat stress. The updated NEP is effective immediately and…
According to OSHA, one of the most effective ways to promote a safe working environment is to get involved in company safety meetings. These informal, brief meetings allow employees to stay up to date on potential workplace hazards and related mitigation measures, often addressing topics such as ergonomics, tool handling, equipment use and safety-minded attitudes…
On March 16, 2026, OSHA announced the launch of its Safety Champions Program (SCP), a new cooperative initiative designed to help employers develop and implement effective safety and health programs that replace its OSHA Challenge Program. The program is open to private- and public-sector worksites covered by OSHA that want to improve overall safety performance.…
OSHA is partnering with key groups to assist with hosting a safety stand-down to prevent falls in construction. This stand-down is scheduled for May 4-8, 2026. The National Safety Stand-down raises fall hazard awareness across the country in an effort to stop fall fatalities and injuries. Safety Stand-down Overview A safety stand-down is a voluntary…
With Spring on the way, our thoughts turn to the outdoors and our beautiful, natural surroundings here on Delmarva. As stewards of the environment, it’s our shared responsibility to ensure a healthy planet for future generations. Insurance can help. Environmental liability exposures refer to the legal and financial responsibilities organizations incur when their operations harm…
Cold weather does more than make working conditions uncomfortable; it can also lead to fatigue and reduced alertness and responsiveness in employees, increasing the risk of injury. Risks of Working in Cold Weather Cold weather can impact employee performance by causing fatigue, inattentiveness and reduced responsiveness, potentially resulting in the following: Slower reaction times—Cold external…
A well-maintained roofing system is a crucial component of effective warehouse risk management. Acting as the first line of defense against weather and environmental exposure, a warehouse’s roof helps protect stored inventory, equipment and the facility itself from damage. If a roof’s integrity is inadequate or compromised, warehouses may experience water intrusion, mold growth and…
Industry reports point to flat 2026 spending, persistent labor shortages and rising costs, even as tech adoption and targeted regional strategies drive new opportunities. The construction industry is heading into 2026 with a mix of stubborn challenges and new opportunities. ForConstructionPros.com has received reports from multiple companies pointing to an industry that will confront tight…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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