April is National Car Care Month

After a long winter, performing basic maintenance can help prevent breakdowns, improve safety and keep your car running smoothly as warmer weather arrives. How to Conduct a Seasonal Check-up Reduce the need for unexpected repairs and improve your vehicle’s performance with a seasonal check-up. Consider these steps: Replace worn wiper blades. Test the battery to…

Market Outlook – Commercial Auto Insurance

For over a decade, rising claim frequency and severity have diminished underwriting profitability and generated hardened conditions across the commercial auto insurance segment. Key factors contributing to these market difficulties include surging accident expenses, costly litigation and increasingly unsafe driving habits among commercial drivers. Consequently, the vast majority of policyholders have encountered significant rate hikes…

A distracted delivery driver looks out the passenger-side window.

Preventing Distracted Driving

The Centers for Disease Control and Prevention (CDC) defines distracted driving as engaging in any activity that takes an individual’s attention off the road. Distracted driving is extremely dangerous and can lead to serious consequences. In fact, the National Highway Traffic Safety Administration (NHTSA) reported that distracted driving contributes to nearly 400,000 injuries and 3,000…