Managing Subcontractor Default Risk: Start Before the Project Does

A subcontractor default can disrupt even a well-planned construction project. When a subcontractor can’t meet its contractual obligations—whether because of financial difficulties, staffing or resource shortages, or performance issues—the general contractor or project owner may be left dealing with schedule delays, additional costs, quality concerns and the challenge of getting the work back on track.…

A New Chapter for Freight Brokers: What Transportation Companies Need to Know

The transportation industry has been talking about Montgomery v. Caribe Transport II, LLC for months—and for good reason. In May, the U.S. Supreme Court unanimously changed the legal landscape surrounding freight brokers and the way they select motor carriers. Since then, insurers, brokers, transportation attorneys and industry organizations have been working through what the decision…

Don’t Let These 5 Workplace Issues Turn Into Costly Claims

Most employment-related claims don’t begin with something dramatic. They can start with an ordinary workplace decision: choosing one candidate over another, passing someone over for a promotion, putting an employee on a performance plan or terminating someone’s employment. A workplace complaint can also begin with something that seemed relatively minor—a comment, a pattern of behavior…

AI is Changing the Jobsite. Is Your Insurance Keeping Up?

Artificial intelligence is finding its way into all kinds of contractor workflows. Estimating. Takeoffs. Measurements. Comparing plans. Equipment diagnostics. Marketing. For many contractors, AI isn’t some futuristic technology anymore. It’s simply becoming another tool in the toolbox. But as the technology evolves, the insurance industry is evolving alongside it—and that is a conversation worth having.…

Managing ADAS Risks in Commercial Fleets

Advanced driver assistance systems (ADAS) are becoming increasingly common in commercial vehicles. Technologies such as automatic emergency braking, forward collision warning, lane-keeping assistance, adaptive cruise control and blind-spot detection are designed to improve driver awareness and reduce collision risk. But ADAS also introduces new risk management considerations for commercial fleets. Drivers remain responsible for operating…

After the Flood: Don’t Just Rebuild. Rebuild Smarter.

When the water finally recedes, we hope the worst is over. But for a business that has just experienced flooding, the work may only be beginning. That is especially true for coastal businesses. In late September, a powerful nor’easter brought significant coastal flooding to Ocean City and other Delmarva communities. And coastal flooding can bring…