Sewer Backup Coverage for Commercial Properties

A sewer backup is the kind of property loss most business owners never think about until it happens. Unfortunately, when wastewater suddenly enters a building, the damage can spread quickly through flooring, walls, equipment and inventory. What surprises many businesses even more is that standard commercial property insurance often does not cover sewer backup unless…

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June is National Safety Month

Safety is one of those things that’s easy to take for granted—until something goes wrong. That’s why National Safety Month, observed each June, encourages organizations across the country to pause and refocus on the habits, training and conversations that help keep people safe. Organized by the National Safety Council (NSC), the month-long campaign highlights key…

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Preparing Jobsites for Severe Weather

Severe weather conditions can be detrimental to worksites by damaging equipment, compromising structural integrity, delaying project timelines, and putting workers at risk. Smarter, safer employers can take proactive measures to reduce these risks. Types of Weather Hazards Extreme weather can come in many forms. Before preparing your jobsite, it’s important to understand the types of…

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7 Best Practices for Managing Heat Stress in Indoor Work Environments

Heat-related injury and illness are occupational hazards that impact many industries and affect millions of employees annually. Heat stress occurs when an individual’s body accumulates more heat than it can dissipate. The increase in body temperature can result from several factors, including metabolic heat from physical exertion, workplace conditions, and clothing or personal protective equipment…

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What Every Business Owner Should Review Before Their Insurance Renewal

Businesses rarely remain static. Signing new contracts, operating from different locations or adopting alternative methods of working are just some of the ways a company’s risk profile can change. Consequently, coverage that was once appropriate may fall behind as risks evolve, especially amid broader market shifts, such as technological advancements or regulatory changes. If coverage…

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