Suicide Education and Prevention

September was Suicide Prevention Month, but the topic is critical, and merits ongoing discussion. The Construction industry experiences a higher-than-average rate of suicide, and has developed its own internal groups to promote awareness and prevention. Get involved and discover resources to share with your team at these sites: Construction Industry Alliance for Suicide Prevention (CIASP)…

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Insurance for Delivery Drivers

Why Your Personal Auto Policy Might Not Be Enough If you use your personal vehicle to deliver food, groceries, or goods, your standard car insurance likely won’t cover you while you’re on the job. This is because most personal auto policies exclude accidents that occur during work-related activities. Without the right coverage, a single incident…

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The Benefits of Business Continuity Planning

Unexpected disasters can impact organizations, their operations and stakeholders. Natural catastrophes, cyberattacks, public health crises and supply chain incidents can all have serious consequences. These and other events can damage commercial property and digital assets, disrupt critical business functions and cause operational downtime. They can also result in illnesses or injuries, emotional harm, and financial…

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Every day, a car slams into a restaurant somewhere. Operators need to take action.

Around the country, vehicles crash into buildings an average of 100 times a day, and often it’s into a restaurant. Experts say there are steps operators can take to prevent death, injury, damage and the liability that can result. It happens just after they take their first bite of a sandwich. Two YouTube influencers sitting…

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Common Exposures for Personal Insurance

Personal insurance can be a crucial aspect of financial planning that offers individuals and families financial protection against various risks and financial setbacks caused by unforeseen events. These policies include auto, home, renters and life insurance, each designed to insulate you from financial losses. Property Damage One common risk for individuals is property damage, which…

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5 Risks of Hiring an Uninsured Contractor

Project owners and general contractors must thoroughly vet all contractors to ensure job site safety and protect against financial losses. A key part of this vetting process is confirming that contractors carry the appropriate insurance coverage. Hiring uninsured contractors can lead to serious consequences, including safety risks, legal liabilities and unexpected costs. Below are five…

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