Hold My Scrapple: Delaware May Be Warming Up to Community Association Legislation

If you’ve lived in Delaware long enough, you’ve probably heard the phrase “Lower Slower Delaware.” While the nickname is most often reserved for Sussex County, it also captures something many Delawareans appreciate about our state: we don’t tend to rush into things. Unlike neighboring Maryland, where community association laws seem to arrive with the regularity…

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Winter Claims Recap: What We Learned from the Winter of 2025–2026

This past winter reminded us just how vulnerable community associations can be to water damage and freezing temperatures. Between December 2025 and March 2026, condominium and association communities experienced 61 property claims, resulting in more than $1.6 million in paid losses, with additional claims still being adjusted. While winter storms, wind, snow, and fallen trees…

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Building Safely This Summer: 7 Warm-Weather Tips for Contractors

Summer is prime construction season. Longer days and favorable weather mean projects are moving, crews are busy, and schedules are full. But as temperatures climb, so do the risks. Here on Maryland’s Eastern Shore, summer often brings high heat, humidity, and fast-moving afternoon thunderstorms, Heat-related illnesses, dehydration, fatigue, and severe weather can all contribute to…

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Brooke Nugent Earns Contractors Risk Professional Certification

We’re excited to share that Client Advisor Brooke Nugent successfully earned the RiskPRO Contractors Risk Professional (CRP) certification. The certification is awarded to insurance professionals who have completed a course of focused training, including contract and policy analysis, as well as exploring property and liability exposures using real-world case studies. We caught up with her…

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Construction Project Delays and Cost Overruns: Key Risks and Prevention Strategies

A project that starts on budget can quickly become something very different. A delayed permit, a key subcontractor shortage, a sudden spike in material costs, or weeks of severe weather can throw even the most carefully planned construction project off schedule. What begins as a manageable setback can lead to contract disputes, strained client relationships,…

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Why Private Companies Face D&O Claims—and 5 Common Triggers to Watch For

Most business owners spend their time thinking about customers, employees, growth and profitability—not personal liability. Yet decisions involving investors, hiring, financial challenges, acquisitions or regulatory compliance can sometimes lead to lawsuits that name company leaders individually. Even when allegations are unfounded, the cost of defending those claims can be substantial. That’s why Directors & Officers…

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Heat Illness Prevention: Protecting Your Workforce During Hot Weather

When most people think about summer on the job, they picture longer days, sunshine and getting work done outdoors. But hot weather can become dangerous faster than many people realize. Every year, workers across a wide range of industries—from construction and landscaping to maintenance, warehousing and transportation—experience heat-related illnesses that can lead to serious medical…

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