2026 HOA Outlook: The Foundation for Community Association Research

Experts from the Foundation for Community Association Research predict HOAs will expand to as many as 377,000 associations in 2026, housing nearly 80 million Americans. The HOA housing sector is expected to remain resilient and continue its steady expansion, according to new outlook projections from the Foundation for Community Association Research. While broader economic and…

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Preventing Frozen Pipes this Winter

For many homeowners, frigid temperatures have already arrived. With freezing conditions likely to recur in the coming months, home maintenance must remain a top priority. Taking steps to prevent frozen pipes and subsequent plumbing issues, including potentially costly water damage, is particularly important. Consider the following strategies for limiting the risk of frozen pipes in…

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Maryland Condominium Unit Owner Policies – 2026 New Legislation Being Proposed

The Maryland Legislative Action Committee is pursuing legislation to increase an owner’s financial responsibility to $25,000 when a loss originates from a unit or from a component servicing only that unit. The current statutory cap is $10,000. In addition, MD LAC is amending current language to pass through the total amount of damage that originates…

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The Maryland Legislative Action Committee

The Maryland LAC represents community associations in lobbying the Maryland legislature on all issues that could impact community and condominium associations. In recent years, this diverse group of homeowner leaders, community managers, and representatives from community association business partners has helped implement several changes for communities and condominium insurance requirements. It is expected in 2026…

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Deeley Insurance Group Welcomes Jayme Hayes as New Vice President

Deeley Insurance Group, Delmarva’s oldest family-owned, independent insurance agency, is delighted to announce the appointment of Jayme Hayes as our new Vice President. Hayes brings over 20 years of regional business leadership experience and will be instrumental in directing our agency’s growth and client service initiatives. In her new role, Hayes will guide Deeley’s business…

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Managing the Risks of Outdoor Heaters

Outdoor heaters are portable heating appliances designed to provide thermal radiation to outside spaces, such as open-air patios or decks. Also known as patio or umbrella heaters, these appliances can be utilized at various types of businesses (e.g., bars, hotels, restaurants and entertainment venues) to help keep outdoor areas warm and extend their usability throughout…

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The Private Flood Market vs. NFIP

The private residential flood insurance market has grown rapidly but remains small compared with overall homeowners insurance. Private residential flood premiums were roughly $0.5 billion in 2024 with policy counts roughly doubling since 2020, yet private share of homeowners remains low. Economic flood losses far exceed insured losses, leaving a large protection gap that private…

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