OSHA is partnering with key groups to assist with hosting a safety stand-down to prevent falls in construction. This stand-down is scheduled for May 6-10, 2024. The National Safety Stand-down raises fall hazard awareness across the country in an effort to stop fall fatalities and injuries. Safety Stand-down Overview A safety stand-down is a voluntary event for…
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Commercial property insurance plays a critical role in protecting the assets of a business. In the event of a loss, this coverage can help businesses replace or rebuild their damaged or destroyed property and restore their operations in a timely manner. As such, it’s crucial for your organization to obtain a sufficient commercial property insurance…
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Restaurant floors endure a variety of food spills and cleaning products. As a result, they can pose slip, trip and fall hazards for both employees and patrons. While these hazards are significant, many can be prevented by adhering to these safety tips. In the Kitchen Follow these tips to prevent slips, trips and falls in…
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Water damage—whether from burst pipes, flooding or roof leaks—can lead to extensive structural damage and harm to valuable equipment, inventory and personal belongings. In fact, it’s one of the most common and frequent causes of property damage. A prevention plan helps mitigate these risks, reducing the likelihood of costly repairs or replacements. This 24-page water…
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The commercial auto insurance market has faced hardening conditions for much of the past decade, as evidenced by plummeting profitability and continued rate hikes. Although 2022 saw lower average premium increases due to strengthening reserves and 2021’s combined ratio falling below 100 for the first time in years, this deceleration wasn’t here to stay. After…
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Liquor liability insurance is designed to protect any business that sells or serves alcoholic beverages (e.g., bars, taverns, restaurants, clubs and liquor stores). Such coverage can provide financial assistance in the event that a business is held responsible for bodily injuries or property damage stemming from an intoxicated customer’s wrongdoings, such as fights, car accidents…
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Artificial intelligence (AI) garnered attention from every industry in 2023, revolutionizing how organizations operate and make decisions. Many employers adopted this technology to streamline operations, enhance workflows and improve customer experience. Over the coming year, workplaces are expected to adopt AI even more rapidly. While many may worry about the likelihood of their jobs being…
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The Federal Motor Carrier Safety Administration (FMCSA) roadside inspections are examinations of commercial motor vehicles (CMVs) and/or drivers conducted by Motor Carrier Safety Assistance Program (MCSAP) inspectors. MCSAP inspectors conduct roadside inspections on CMVs and drivers to check that they are in compliance with federal safety and hazardous materials regulations. If an inspection results in…
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Tailgating and piggybacking are low-tech tactics used by malicious actors to enter secure areas. They occur when an unauthorized person gains physical access to a location with sensitive information or vulnerable IT equipment. These intrusions can have significant financial and reputational impacts on businesses, so it is essential for companies to take measures to prevent…
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Last year brought about significant shifts in the employment law landscape, impacting how organizations navigate the complex web of regulations governing workplaces. The U.S. Supreme Court issued several consequential decisions in 2023, and these and other rulings may have major impacts on employers, altering established labor and employment laws and workplace practices. In 2024, it’s…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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