2025 Commercial Auto Insurance Outlook

For much of the past decade, the commercial auto insurance market has been challenging for both insurers and insureds—a trend that’s expected to continue in 2025. Various factors have led to difficult market conditions, including widespread driver shortages, nuclear verdict concerns, inflation issues and distracted driving challenges. Altogether, these cost-driving trends have pushed claims frequency…

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DOL Issues Opinion Letter About Managers Receiving Tip-pool Tips for Nonsupervisory Work

On Jan. 14, 2025, the U.S. Department of Labor’s (DOL) Wage and Hour Division (WHD) issued opinion letter FLSA2025-1, addressing whether a manager or supervisor can receive tips from a tip pool when working in a nonsupervisory capacity under the Fair Labor Standards Act (FLSA). The WHD advises that employers may not allow managers or…

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“Secure Our World” During Cyber Security Awareness Month

October 2024 marks the 21st Cybersecurity Awareness Month, and this year’s theme is “Secure Our World.” This month serves as a reminder that businesses must stay cybersecure to safeguard company data, protect customers’ personal information and ensure employee privacy. Here are four strategies from the Cybersecurity and Infrastructure Security Agency (CISA) and the National Cybersecurity…

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