As the Maryland lawmakers return to work they will revisit the following issues that were debated in prior years: 1. Manager Licensing – Virginia does have manager licensing. Licensing sounds appropriate for the growing industry, but the cost to run the program has been too high for the state to consider. Managers should consider continuing…
DetailsThe National Flood Insurance Program (NFIP) was authorized for a five year period that ended on September 30th. Since then there has been three short-term extensions. Currently the program expires on January 19th. Check out the news article from Insurance Business Magazine that reviews the importance of a long term authorization of the National Flood…
DetailsWith the first snowfall of the season already behind us, it's important to remember these tips for driving safely in the winter: Always have extra pairs of warm clothes in case of an emergency Leave a flashlight, a bag of sand or salt, extra windshield washer fluid, a windshield scraper and jumper cables in your…
DetailsThe Federal Motor Carrier Safety Administration and the Department of Transportation require people with a commercial driver's license to adhere to alcohol and drug testing rules. To find out if you are required to take the DOT Supervisor Training, follow this Training Guide from the U.S. Department of Transportation.
DetailsThe Delaware Motor Transport Association and the Maryland Motor Truck Association released their schedule of events for 2018. See below for highlighted events and visit the DMTA website and the MMTA website for more details! DMTA Events February 15 – Dinner Meeting March 15 – Dinner Meeting April 19 – Dinner Meeting May 19 –…
DetailsThe Occupational Safety and Health Administration’s (OSHA) electronic reporting rule requires certain establishments to report information electronically from their OSHA Forms 300, 300A and 301. Under the rule, the first electronic reports were due on July 1, 2017. However, on Nov. 24, 2017, OSHA issued a new final rule officially delaying the first electronic reporting…
DetailsA bartender is legally liable for serving alcohol to a patron who becomes intoxicated and then injures a third party. Does a business face a similar exposure when it hosts a social event where alcohol is served, such as an open house or employee picnic? According to the Insurance Information Institute, liquor liability exposure is…
DetailsAccording to the National Institute on Aging, older adults loose body heat more quickly than younger adults. With this in mind, read these tips for staying warm as an older adult this winter. Keep your house or apartment heated to 68 degrees or higher. You can close off all rooms that are not in use…
DetailsHalf of all home heating fires occur during the winter months, according to the U.S. Fire Administration. Therefore, it is imperative to heat your home safely this winter season. FEMA shared some great tips to heating your home safely this winter: Have a professional inspect your furnace or wood stove each year. Keep anything that…
DetailsA homeowners association (HOA) shoulders not only the well being of a community but also many of its inherent risks. With few regulations and no general insurance programs able to fit all HOAs, it is imperative to understand the details of your association’s coverage and design it to meet your needs. Fill the cracks in…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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