Best Practices for Responding to General Liability Claims

Unforeseen incidents can occur in everyday business operations, exposing organizations to potential liability. A customer may slip on a wet floor, or a contractor may accidentally damage a client’s property. Just one general liability claim can disrupt business operations, create financial strain and affect future insurance costs. The financial and organizational impacts of these incidents…

Details

Manufacturing Industry Trends to Watch in 2026

Although rising production demands and government funding have fueled widespread expansion and economic growth across the manufacturing industry in recent years, the sector is now facing a complex risk landscape. Between rapid digital transformation, evolving geopolitical forces and shifting labor demographics, the sector is contending with significant uncertainty. In the commercial insurance market, well-managed manufacturing…

Details

Learning and Development Trends to Monitor in 2026

Workplace learning is entering a new era shaped by slowed hiring, shifting employee expectations and rapid advancements in artificial intelligence (AI). For employers, this creates a unique challenge: how to build a future‑ready workforce with the talent they already have while ensuring development approaches remain human-centered, flexible and aligned with real career motivations. 1. The…

Details

Fatigue Risks in Cold Conditions

Cold weather does more than make working conditions uncomfortable; it can also lead to fatigue and reduced alertness and responsiveness in employees, increasing the risk of injury. Risks of Working in Cold Weather Cold weather can impact employee performance by causing fatigue, inattentiveness and reduced responsiveness, potentially resulting in the following: Slower reaction times—Cold external…

Details

Preventing Burnout by Helping Employees Find Meaning at Work

Burnout has become a defining challenge in today’s workplace. Employees across industries report feeling exhausted, disconnected and undervalued. These conditions not only harm individual well-being but also impact organizational performance. While burnout is multifaceted, fostering a sense of purpose at work can be the key to overcoming it. Overview of Burnout Among Workers Recent data…

Details

Directors & Officers Liability for Community Associations

Directors and Officers (D&O) insurance helps protect community association leaders against claims alleging wrongful acts tied to board decisions and governance. Coverage commonly applies to board members, committee members, and, in some cases, the association itself. D&O protects the insured against claims for wrongful acts. Insured: Association, Directors & Officers, Committee Members, Volunteers, Management Company…

Details

Snow and Your Association

Delmarva doesn’t always get snowfall accumulation – but it’s in the forecast for this weekend. 1. Time to check in with your snow removal contractor. 2. Review your snow removal policies with residents and clearly communicate unit owner responsibilities. 3. Check to make sure the heat is on and the water is off for second home properties. When winter storms bring snow…

Details