From missing mealtime rituals to first jobs, Gen Z presents restaurants with a daunting yet solvable opportunity. Article by Consumer Insight Expert and Award-Winning Researcher Lisa Miller For years, restaurants assumed the challenge with Gen Z would be about digital habits or menu preferences. But research shows something more fundamental: Gen Z has arrived without…
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October is National Cybersecurity Awareness Month. During this annual event, government and cybersecurity leaders and the insurance community come together to raise awareness about the importance of cybersecurity. Businesses must stay cybersecure to safeguard company data, protect customers’ personal information and ensure employee privacy. Here are 9 essential cybersecurity controls that organizations can implement to…
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Many small business owners don’t realize they’re underinsured until it’s too late. The right coverage can be the difference between a temporary setback and a permanent shutdown. Robust insurance coverage is a cornerstone of effective risk management for small businesses. A single uninsured event—such as a fire, flood, cyberattack or critical equipment failure—can cause severe…
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Trends in Commercial Property Insurance During the last quarter of 2024 and the first half of 2025, coastal property owners finally saw a welcome shift in the market. After years of turbulence fueled by major losses, inflation, and undervaluation, stability is making a comeback — and it’s showing up in the numbers. In many cases,…
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When choosing an insurance carrier to cover your business, there are many factors to consider. Price and customer service are often at the top of this list—no one wants to overpay for coverage, and you want your claims paid out in a fair and timely manner. Another piece to this puzzle that bears consideration is…
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On July 4, 2025, President Donald Trump signed a tax and spending bill, commonly referred to as the One Big Beautiful Bill Act (OBBBA), into law. Among other provisions, the OBBBA would allow certain workers an above-the-line deduction for “qualified tips” and “qualified overtime compensation” for taxable years beginning after Dec. 31, 2024, and expiring…
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We’re proud to support the 3rd Annual Marlins for Mason Tournament which will be held August 1st and 2nd, 2025 at the Ocean City Marlin Club and Sunset Marina. Marlins for Mason is a 501(c)(3) non-profit marlin release tournament benefiting the Dravet Syndrome Foundation. Mighty Mason Prather is a beloved 7-year-old member of the Ocean…
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Batten Down the Hatches by Alexis Shea, CMCA, AMS When a Category 5 hurricane is barreling toward your community association, the last thing you want to discover is that you are unprepared. Resident life and safety may be at risk in the coming days or hours. As a portfolio community manager with experience managing associations…
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Community Associations Institute (CAI) Maryland Legislative Action Committee (MD LAC) spent the 2025 legislative session advocating on behalf of the approximately 1,062,000 Marylanders living in 406,100 homes in more than 7,100 community associations across the Old Line State. Maryland’s 2025 legislative session began on January 8 and adjourned April 7. In the House, MD LAC supported…
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Rising property insurance costs continue to present challenges for community associations across the country. New data from the Foundation for Community Association Research underscores what many homeowners, boards, and community managers are experiencing: higher premiums, fewer coverage options, and more complex compliance requirements, especially in the condominium housing market. According to the Foundation’s recent Insurance…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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