While most significant factors, such as weather conditions, climate change and economic inflation, are out of the control of homeowners, policyholders must still consider steps they can take to mitigate rising premiums and find any potential savings that may be available. Retaining adequate insurance protection is vital for financial security, even during difficult times. Consider…
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Download our free 170-page Safety Talks guide. It provides the topics and information construction employers need to schedule an entire year of safety meetings. It also includes an attendance form that can be used to ensure workers have received the training necessary to remain safe on the job. From earth movers to chemical leaks to…
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The retail industry plays a critical role in the U.S. economy by selling goods and services to consumers and employing a substantial portion of the nation’s workforce. Recent years have seen the industry navigate fluctuations such as shifting consumer behaviors, supply chain disruptions and inflationary pressures. Looking forward, several emerging trends could impact the retail…
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Navigating the intricate landscape of home insurance claims can be daunting, and avoiding common mistakes is crucial to ensuring a smooth and successful process. Whether you’re a first-time homeowner or a seasoned one, understanding the pitfalls to avoid can make a significant difference in the outcome of your claim. The following are the most common…
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The construction industry has encountered volatility and uncertainty in recent years, brought on in part by fluctuating consumer behaviors, material procurement difficulties, project delays, high interest rates and inflation. Such trends have been vital to monitor, as doing so has helped industry employers create strategies to adjust and remain successful despite these uncertain circumstances. This…
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Download our free 97-page Safety Talks guide – it provides the topics and information transportation employers need to schedule an entire year of trucking safety meetings. It also includes an attendance form that can be used to ensure workers have received the training necessary to remain safe on the job. From Chocking and Blocking to…
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Also known as IT security, cybersecurity refers to the act of safeguarding internet-connected systems, critical data and other digital assets from potential cyberthreats—threats that may attempt to exploit sensitive information, steal funds or disrupt normal business operations. In other words, cybersecurity consists of the strategies implemented to help protect people, processes and technology from cyberattacks…
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On Feb. 2, 2024, the Federal Motor Carrier Safety Administration (FMCSA) announced a notice of proposed rulemaking (NPRM) to increase flexibility for State Driver Licensing Agencies (SDLAs) and commercial driver’s license (CDL) applicants. Comments on the NPRM must be received on or before April 2, 2024. Overview of Proposed Amendments The purpose of the NPRM…
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Insurers face challenges in ensuring adequate rates while navigating regulatory restrictions and competition. As a consumer, it’s essential to be knowledgeable about these factors and consider strategies for reducing expenses without sacrificing coverage quality. Auto insurance is an ongoing and nonnegotiable expense for drivers. The following are proven ways to help reduce these costs without…
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OSHA is partnering with key groups to assist with hosting a safety stand-down to prevent falls in construction. This stand-down is scheduled for May 6-10, 2024. The National Safety Stand-down raises fall hazard awareness across the country in an effort to stop fall fatalities and injuries. Safety Stand-down Overview A safety stand-down is a voluntary event for…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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