In order to get a mortgage on a condominium, the condominium association has to have sufficient insurance. Unit owners are tasked with getting a certificate of insurance from the insurance agent and providing it to the mortgage company on an annual basis. Mortgage companies have gotten stricter with their requirements. Now lenders provide lists of…
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Spring is here! Use this checklist to preserve the beauty, functionality, longevity, safety and value of your community. Check stairwell, walkway and balcony hand rail connections. Make sure they are tight. Change HVAC filters to keep energy costs down. Make sure that HVAC supply vents are cleared of obstructions. Test your smoke and carbon monoxide…
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3 Key Forces Driving Commercial Lines Costs in Spring 2025 We were hopeful heading into this year that the market would stabilize. Increases were going down and we saw a few premiums that were flat from 2024. The reinsurance renewals in January were what the carriers expected. Nationwide has named three key factors impacting commercial…
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The weather can change quickly during the spring months, sometimes catching you off guard and posing a serious threat to safety. Make sure you have access to severe weather alerts and know what—and what not—to do if severe weather, such as a hail storm, strikes. If you are outside during a hail storm, seek shelter…
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Deeley knows restaurants! Our Hospitality Insurance Team has decades of experience in all facets of the foodservice industry. We’ll work closely with you to understand your specific risks and concerns. Together, we’ll build the smartest, safest insurance package for your restaurant to protect your property, patrons and employees. Insurance Considerations for Restaurant Owners Restaurant owners…
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One particularly important aspect of home insurance is what’s known as the 80% rule. This guideline is enforced by home insurance carriers and generally exists to ensure you’re maintaining certain coverage limits relative to the estimated cost of a complete home rebuild. The 80% rule states that your home insurance policy must have coverage limits…
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Maryland’s Wage Range Transparency Act is now in effect, expanding pay transparency requirements for employers under the state’s Equal Pay for Equal Work Act. In public and internal job postings, Maryland employers must now disclose the position’s minimum and maximum hourly wage or salary and a general description of benefits and any other compensation. This…
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Safe driving is a crucial responsibility for those in the construction industry, as fleet vehicles (e.g., cars, vans and trucks) are commonly used during projects and standard operations. Safe driving practices involve recognizing and addressing common driving hazards, including distractions, speeding, impaired driving, fatigue and adverse weather conditions. Safe driving tips for fleet vehicle operators…
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For much of the past decade, the commercial auto insurance market has been challenging for both insurers and insureds—a trend that’s expected to continue in 2025. Various factors have led to difficult market conditions, including widespread driver shortages, nuclear verdict concerns, inflation issues and distracted driving challenges. Altogether, these cost-driving trends have pushed claims frequency…
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Personal Umbrella Liability Basics Accidents happen—and it’s not uncommon for jury awards and out-of court settlements to run into the millions of dollars. While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain your current liability insurance offers you enough protection? For example, consider…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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