Your personal characteristics and decisions influence how your insurance rates are determined. While you can’t control every risk factor, knowing what information insurers consider when setting premiums is a good step toward making choices that may positively influence your rates. Home Insurance Insurers look at property details and personal behavior when pricing home insurance policies.…
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Your home’s roof is among its most critical structural components, protecting your family, belongings and the rest of your residence from many possible perils and threats. However, your roof is also inherently exposed, potentially pounded by large hail, powerful winds, torrential rains and falling objects. While your home insurance policy likely includes some form of…
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A recent survey conducted by insurance experts revealed the most frequent and costly workplace injuries across industry lines. By reviewing key findings from this survey and adjusting their risk management practices accordingly, employers can maintain safer working environments and minimize potential injuries among their staff. Key Findings The survey, which compiled data from over 1…
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Employee engagement refers to an employee’s emotional connection and commitment to their organization and its goals. It’s often reflected in their loyalty, motivation and willingness to advocate for the organization. Engagement is a critical factor in driving retention and productivity. According to a report from Gallup published in early 2025, the percentage of engaged employees…
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Operation Safe Driver Week—an annual campaign conducted by the Commercial Vehicle Safety Alliance (CVSA)—will take place from July 13-19, 2025. This year’s focus will be on reckless, careless or dangerous driving. The Purpose of Operation Safe Driver Week Operation Safe Driver Week is an annual seven-day initiative created by the CVSA to help detect and…
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Employers have a legal and ethical responsibility to keep the workplace free from harassment. Federal and state laws obligate them to do so, and adhering to this duty not only ensures compliance but also protects employees, improves morale and boosts productivity. A harassment-free workplace also safeguards the company’s reputation and minimizes the chances of facing…
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If you own a boat, you likely understand the joys of being out on the water, but you also know that accidents and unexpected events can happen. Boat insurance can help protect you from the financial consequences of damage, theft or liability that can occur while operating your vessel. Whether you’re cruising a lake, fishing…
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Fires are a significant risk to businesses in the construction industry. In addition to substantial property damage, they can cause serious injuries and death. One source of fires is spontaneous combustion, or spontaneous ignition, in which fires start without the presence of an external heat source. Several conditions, including the improper storage or disposal of…
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Annual insurance reviews are a critical practice for small businesses. They can help reduce insurance costs while ensuring coverage keeps pace with the company’s evolving needs. Skipping this review can result in coverage gaps, leaving new business services, equipment or locations underinsured—or worse, completely uninsured. When done with the help of an insurance professional, an…
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For over a decade, rising claim frequency and severity have diminished underwriting profitability and generated hardened conditions across the commercial auto insurance segment. Key factors contributing to these market difficulties include surging accident expenses, costly litigation and increasingly unsafe driving habits among commercial drivers. Consequently, the vast majority of policyholders have encountered significant rate hikes…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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