Winter weather can bring about a host of unique challenges for you and your employees. You need to consider your employees’ safety, potential company liabilities, attendance and pay-related issues. It’s important to be prepared for all scenarios associated with inclement weather before it arrives and to make sure employees are properly informed of all relevant…
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Based on extensive industry research and expertise, the EHL Insights Report: Hospitality Outlook 2026 offers an in-depth perspective on where the industry is heading in the coming years. Through key insights and analysis, it aims to inspire innovation, emphasize human-centricity and collaboration, and enhance our industry, by equipping hospitality professionals with a clear understanding of emerging…
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Industry reports point to flat 2026 spending, persistent labor shortages and rising costs, even as tech adoption and targeted regional strategies drive new opportunities. The construction industry is heading into 2026 with a mix of stubborn challenges and new opportunities. ForConstructionPros.com has received reports from multiple companies pointing to an industry that will confront tight…
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In many industries, forklifts are essential for moving materials and goods. However, when forklifts powered by gasoline, propane and diesel fuel are used indoors or in confined spaces, dangerous levels of carbon monoxide can build up quickly. Carbon monoxide is a colorless, odorless and tasteless gas produced by internal combustion engines. Because you cannot see…
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Attractive nuisances are manufactured conditions on your property, vacant site or active site after hours that draw trespassers, particularly children and minors. Construction sites pose significant attractive nuisance hazards. The general contractor on the site can be held liable for any injuries trespassers sustain due to these conditions. Construction employers can prevent entrance onto worksites…
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As a construction worker, you may often work in difficult environments with changing conditions and firm deadlines. These challenging settings can be stressful and negatively affect your mental health, so it is essential to take proactive steps to protect your mental well-being. Mental Health in the Construction Industry Poor mental health is a major issue…
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Contractual risk transfer (CRT) involves shifting financial responsibility for specific risks from one party to another within a contract. This risk management strategy is crucial for construction employers, as it places liability on subcontractors, vendors or service providers. In this way, CRT protects employers’ margins, reduces uninsured losses and helps ensure insurance coverage for losses.…
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Whether you’re building a new home addition, adding a feature like a swimming pool, redoing a bathroom or upgrading an electrical system, understanding and addressing possible renovation risks is critical. 5 Key Renovation Considerations In the lead-up to your project, your insurance agent can help review potential risks and concerns that may require attention. Specifically,…
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The end of the 43-day federal government shutdown also saw the temporary reauthorization of the National Flood Insurance Program (NFIP) through Jan. 30, 2026, which had lapsed as of Oct. 1 and left the program unable to sell or renew flood policies. The federal spending bill (H.R. 5731) retroactively reauthorized the NFIP to Oct. 1,…
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These Insurance Resolutions will help you start the New Year smarter and safer! Check in with Life Changes New house? New spouse? New baby? New teen driver on your policy? Let us know! Consider Your Holiday Goodies If you purchased or received new valuables – a new vehicle, jewelry, coat, art or collectibles – reach…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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