A business that was seasonal in nature was hoping their seasonality would make them a small employer and not subject to PPACA large employers regulations. Our analysis of their data revealed: They are a large employer They failed to offer minimum essential coverage Facing projected $75,000 annual IRS 4980H(a) penalty With active management, this employer…
DetailsThe Affordable Care Act (ACA) requires employers to provide all new hires and current employees with a written notice about ACA’s health insurance exchanges, effective March 1, 2013. On January 24, 2013, the Department of Labor (DOL) announced that employers will not be held to the March 1, 2013, deadline. They will not have to…
DetailsIf you have locations or workers in multiple states, then your Workers’ Compensation coverage may be more complicated than you realize. Workers’ Compensation coverage written in one state may not protect you if workers are injured in another. Though some policies cover multiple states, others limit coverage to the state where the policy was written.…
DetailsThe frequency and severity of professional liability claims are on the rise, according to a Zurich study of the health care industry. Researchers identified a strong upward trend in the severity of professional liability claims. Between 2002 and 2008, severity rates climbed an average of 6.3 percent per year. These results are troubling for the…
DetailsFebruary 1st marks the deadline for you to tabulate your annual OSHA Log Summary (OSHA Form 300A) and post it in a common area wherever notices to employees are usually posted. The summary must list the total number of job-related injuries and illnesses that occurred in calendar year 2011 and logged on the OSHA 300…
DetailsIn response to a filing by the Delaware Rating Compensation Bureau Inc., Delaware workers’ compensation rates increased by an average of 14.6% in December. This number represents a compromise between an earlier, higher figure proposed by the bureau, and the ability of businesses to spend in the current economic climate. The Delaware Insurance Commissioner feels…
DetailsBy January 1, 2014 the full scale of the Patient Protection & Affordable Care Act of 2010 (PPACA) will have changed the nation. For large employers with 50 or more full-time employees, the federal government has mandated their financial requirement to provide health insurance. Employers will need to comply with the Shared Responsibility provisions, “Play…
DetailsMore than 15 separate federal agencies are charged with the interpretation, oversight and enforcement of the Patient Protection and Affordable Care Act of 2010 (PPACA), also known as Obamacare. Employers have not historically budgeted resources to ensure compliance with this level of regulation. Many employers are leveraging a multitude of resources to determine how the…
DetailsAccording to Employment Screening Resources (ESR), health care providers paid $100 million in damages in a single year resulting from injury claims involving staff members with criminal records hired by hospitals or health care facilities. This is a sizeable sum, yet the price is infinite when compared to the cost of negative publicity or the…
DetailsThe key to calculating a workers’ compensation premium is the experience modification factor, also known as your mod. Understanding your company’s mod and the data used to obtain it helps you identify ways to minimize your workers’ compensation premium. A number of questions must be answered to understand and control your mod factor. These include:…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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