Around the country, vehicles crash into buildings an average of 100 times a day, and often it’s into a restaurant. Experts say there are steps operators can take to prevent death, injury, damage and the liability that can result. It happens just after they take their first bite of a sandwich. Two YouTube influencers sitting…
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Personal insurance can be a crucial aspect of financial planning that offers individuals and families financial protection against various risks and financial setbacks caused by unforeseen events. These policies include auto, home, renters and life insurance, each designed to insulate you from financial losses. Property Damage One common risk for individuals is property damage, which…
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Project owners and general contractors must thoroughly vet all contractors to ensure job site safety and protect against financial losses. A key part of this vetting process is confirming that contractors carry the appropriate insurance coverage. Hiring uninsured contractors can lead to serious consequences, including safety risks, legal liabilities and unexpected costs. Below are five…
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An employee handbook functions as a vital compliance document and internal governance tool. When structured properly, it promotes consistency, supports risk management and provides employees with a clear understanding of company policies and expectations. In today’s ever-shifting legal environment, maintaining a thoughtfully written and regularly updated employee handbook is essential for employers. Essential considerations for…
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Growing Acceptance of In-Cab Camera Technology The 2025 Heavy Duty Trucking/Work Truck Safety Survey revealed a significant shift in fleet safety practices, with dual-facing dashcams emerging as one of the fastest-growing safety technologies. Once met with heavy driver resistance, these cameras are now increasingly embraced by fleets as a vital tool for monitoring performance, preventing accidents, and reinforcing accountability.…
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October is National Fire Prevention Month. Colder weather increases the use of seasonal fire hazards like fireplaces, space heaters and candles. So it’s the perfect time to consider the following fire safety and prevention tips: 1. Inspect heating equipment. Schedule a professional fireplace inspection and cleaning. Choose tested space heater models, keep three feet clear,…
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OSHA recently revealed its top 10 most frequently cited standards in the 2025 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their compliance programs. For 2025, the top 10…
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Job abandonment generally occurs when an employee fails to report to work for an extended period without notice to an employer. Ghosting most often refers to when job candidates drop out of the hiring process without warning; fail to show up for interviews; or even accept job offers, only to disappear before their start dates.…
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From missing mealtime rituals to first jobs, Gen Z presents restaurants with a daunting yet solvable opportunity. Article by Consumer Insight Expert and Award-Winning Researcher Lisa Miller For years, restaurants assumed the challenge with Gen Z would be about digital habits or menu preferences. But research shows something more fundamental: Gen Z has arrived without…
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October is National Cybersecurity Awareness Month. During this annual event, government and cybersecurity leaders and the insurance community come together to raise awareness about the importance of cybersecurity. Businesses must stay cybersecure to safeguard company data, protect customers’ personal information and ensure employee privacy. Here are 9 essential cybersecurity controls that organizations can implement to…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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