There is no shortage of hazards in the workplace. To help spread awareness, the Occupational Safety and Health Administration (OSHA) tracks the leading causes of accidents and injuries in the workplace. OSHA has specifically advised companies to be aware of the “Focus Four,” also often referred to as the “Fatal Four.” Review these four major…
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This resource provides the topics and information employers need to schedule an entire year of safety meetings. It also includes an attendance form that can be used to ensure workers have received the training necessary to remain safe on the job. Download the file here: Construction Safety Talks Packet Safety matters to all of us…
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Many small business owners are happy to share their business tips with other entrepreneurs. Check out The Hartford’s top 15 business tips from small business owners, which can help you run and grow your business effectively. Business Tip 1: Build a Support Network For Laura Kelly, being a business owner can be an isolating experience…
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Accidents often occur in confined spaces because workers were unaware that they were in such an area to begin with. As such, the first step toward safety in and around confined spaces is to identify them. Confined Space Characteristics OSHA standards define confined spaces as meeting the three following criteria: The space is large enough…
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Don’t Equate Small with Safe Despite significant cybersecurity exposures, 85 percent of small business owners believe their company is safe from hackers, viruses, malware or a data breach. This disconnect is largely due to the widespread belief that small businesses are unlikely targets for cyber attacks. In reality, data thieves are simply looking for the…
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Flood News The National Flood Insurance Program has been authorized through Sept. 30, 2020. At that time, we expect another short-term extension. As of April 1, 2020, the National Flood Insurance Program will have the following changes: Rate increases on average of 9.9% The Reserve Fund Assessment will increase from 15% to 18% per policy…
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Water damage is one of the most common causes of property damage. You wouldn’t expect your refrigerator to ruin your kitchen and floors, or even destroy support structures in your home, but it’s actually possible. Home water damage can be caused by leaking fixtures and appliances or faulty pipes and hoses. These leaks can range from…
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Theft losses can be prevented when a central station burglar alarm is installed and activated in your home. Improve your family’s security and reduce the potential of home intrusion by knowing the basics for safety and alarm component options: ALWAYS: Activate your alarm system when you are away and at night. Alert your neighbors when…
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During the evening hours, it is more difficult to see hazards ahead on the road. It is important to remember the challenges you may face while night driving. Know How to Stay Safe Use these safety tips to prevent night driving accidents: Turn on your headlights one hour before sunset and one hour after sunrise…
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In 2019, the Maryland legislature considered increasing the amount that an individual could be charged for a master policy deductible from $5,000 to $10,000. Although the bill had a great deal of support, it did not pass into a law. The Maryland Legislative Action Committee from Community Association Institute (CAI) feels strongly for these bills,…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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