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Blog

Construction Workers Comp & Claims Resolution

ContractorsBy Deeley InsuranceMarch 22, 2013

Workers compensation claims play a necessary role in the construction industry. While it is best to minimize the number of incidents the cause workers comp claims, every company must be prepared and informed when claims do arise. To help your construction business better understand work comp claims and resolution, the benefits experts as Deeley Insurance…

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Manufacturing Safety Matters: Accident Prevention

Business InsuranceBy Deeley InsuranceMarch 20, 2013

Workplace accidents can cost money, time, safety, and even the lives of your employees. Though manufacturing jobs become safer with each passing year, the industry still presents an uncommon number of challenges in the arena of workplace accident prevention. In addition to laws and regulations, effective accident prevention makes good business sense. Some preventable hazards…

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Workplace Safety for Healthcare Professionals

Employee BenefitsBy Deeley InsuranceMarch 18, 2013

Many healthcare businesses have some degree of workplace safety program in place. More often than not, however, these programs can be greatly improved, reducing costs for employers and increasing employee satisfaction. While numerous factors contribute to the safe operation of a business in the healthcare field, there are some simple, important, and often overlooked measures…

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Department of Labor Issues New Affordable Care Act Implementation FAQ

Employee Benefits, Health Care ReformBy Deeley InsuranceMarch 11, 2013

The Department of Labor has released a number of FAQs to clarify Affordable Care Act mandates and to assist with their implementation. The March 8th update is the 13th in this series. Please find below a list of FAQs topics and links to their content. For questions regarding this complex legislation and the related FAQs,…

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Health Care Reform Case Study

Employee Benefits, Health Care ReformBy Deeley InsuranceFebruary 21, 2013

A business that was seasonal in nature was hoping their seasonality would make them a small employer and not subject to PPACA large employers regulations. Our analysis of their data revealed: They are a large employer They failed to offer minimum essential coverage Facing projected $75,000 annual IRS 4980H(a) penalty With active management, this employer…

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Exchange Notice Requirements Delayed

Employee Benefits, Health Care ReformBy Deeley InsuranceFebruary 7, 2013

The Affordable Care Act (ACA) requires employers to provide all new hires and current employees with a written notice about ACA’s health insurance exchanges, effective March 1, 2013. On January 24, 2013, the Department of Labor (DOL) announced that employers will not be held to the March 1, 2013, deadline. They will not have to…

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Multistate Workers’ Comp in the Construction Industry

ContractorsBy Deeley InsuranceJanuary 29, 2013

If you have locations or workers in multiple states, then your Workers’ Compensation coverage may be more complicated than you realize. Workers’ Compensation coverage written in one state may not protect you if workers are injured in another. Though some policies cover multiple states, others limit coverage to the state where the policy was written.…

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Study Finds Strong Upward Trend in Severity of PL Claims

Employee BenefitsBy Deeley InsuranceJanuary 25, 2013

The frequency and severity of professional liability claims are on the rise, according to a Zurich study of the health care industry. Researchers identified a strong upward trend in the severity of professional liability claims. Between 2002 and 2008, severity rates climbed an average of 6.3 percent per year. These results are troubling for the…

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OSHA Log Summary Deadline: February 1

Business InsuranceBy Deeley InsuranceJanuary 23, 2013

February 1st marks the deadline for you to tabulate your annual OSHA Log Summary (OSHA Form 300A) and post it in a common area wherever notices to employees are usually posted. The summary must list the total number of job-related injuries and illnesses that occurred in calendar year 2011 and logged on the OSHA 300…

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Delaware Workers’ Compensation Rates Increase by 14.6%

Business InsuranceBy Deeley InsuranceJanuary 15, 2013

In response to a filing by the Delaware Rating Compensation Bureau Inc., Delaware workers’ compensation rates increased by an average of 14.6% in December. This number represents a compromise between an earlier, higher figure proposed by the bureau, and the ability of businesses to spend in the current economic climate. The Delaware Insurance Commissioner feels…

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