October is National Cyber Security Awareness Month. It’s time to evaluate the cyber risks in your community. As more security and data breaches occur, states are adopting laws governing the protection of personal and financial information and how breaches in these areas must be reported and addressed. The Community Associations Institute’s Wired brochure is here…
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Attention Community Association Managers, Board Members and Unit Owners! Many educational opportunities upcoming through Community Associations Institute – Chesapeake Region Chapter. We hope to see you there! CAI Annual Symposium & Expo – “Meetings Gone Wild. Leading Your Board Out of Chaos.” Have you attended a board or community meeting that made you feel like…
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Fall is a great time to remind homeowners about simple fire safety measures: Change the batteries in smoke detectors and carbon monoxide detectors. Check your dryer. Clean the lint trap and the dryer vent. Handle outside maintenance. Clean the gutters and the remove any debris. Clean the chimney. Every community should evaluate fire risks while…
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How engaged is your workforce? Are you doing enough to help ensure your employees are skilled, safe and resilient? Put your workforce strategies to the test to find out. Source: Travelers
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While every business is unique, there are universal exposures that all businesses face. In addition to insuring your specific risks, you need to consider coverage that will protect you from common exposures generated by everyday business operations. For larger organizations, the diversity of risk and probability of higher claim frequency make it more effective to…
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A Subcontractor Management Plan (SMP) outlines the relationship between contractors while they are performing work for a certain project, and it outlines the methods by which the primary contractor will ensure the production of quality deliverables from each of its subcontractors. This will also ensure the development of long-term business relationships between the companies. This…
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Many home-based business owners treat their operations informally—but you shouldn’t. According to Census Bureau data, about half of U.S. businesses are operated from home. The Insurance Information Institute has found that the majority of home-based business owners lack insurance coverage beyond what they have through their homeowners’ insurance policy—which is generally not designed to cover business-related claims.…
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The autumn season is a great time for preparing your home to withstand the potentially harsh winter weather and temperature conditions. By making maintenance part of your annual fall routine, you can identify potential problems before they arise, and help prepare your home and property for what Mother Nature has to offer. Travelers provides the…
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For most adults, driving is second nature. Like breathing, we don’t really think about it. But to teens, the whole driving experience is new. This makes them more prone to distracted driving. Having the right coverage is important for helping protect against the unexpected – but Nationwide reminds us that paying attention on the road…
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Vehicle fires can break out for many reasons. Smoking, overheated tires, dragging brakes, faulty wiring or exhaust system failures are just some of the causes of vehicle fires. It is important to exercise the following prevention techniques to ensure your safety. As a professional driver, you need to be familiar with the potential risk of…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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