The Rehoboth Beach/Dewey Beach Chamber of Commerce recently reported that federal funding for a flood mitigation project on Read Avenue in Dewey Beach – previously approved through the U.S. Army Corps of Engineers in August of 2024 – is currently being withheld, putting this critical project on hold. As a low-lying coastal town, Dewey Beach…
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The Maryland Legislative Action Committee is pursuing legislation to increase an owner’s financial responsibility to $25,000 when a loss originates from a unit or from a component servicing only that unit. The current statutory cap is $10,000. In addition, MD LAC is amending current language to pass through the total amount of damage that originates…
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The Maryland LAC represents community associations in lobbying the Maryland legislature on all issues that could impact community and condominium associations. In recent years, this diverse group of homeowner leaders, community managers, and representatives from community association business partners has helped implement several changes for communities and condominium insurance requirements. It is expected in 2026…
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Deeley Insurance Group, Delmarva’s oldest family-owned, independent insurance agency, is delighted to announce the appointment of Jayme Hayes as our new Vice President. Hayes brings over 20 years of regional business leadership experience and will be instrumental in directing our agency’s growth and client service initiatives. In her new role, Hayes will guide Deeley’s business…
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Outdoor heaters are portable heating appliances designed to provide thermal radiation to outside spaces, such as open-air patios or decks. Also known as patio or umbrella heaters, these appliances can be utilized at various types of businesses (e.g., bars, hotels, restaurants and entertainment venues) to help keep outdoor areas warm and extend their usability throughout…
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The private residential flood insurance market has grown rapidly but remains small compared with overall homeowners insurance. Private residential flood premiums were roughly $0.5 billion in 2024 with policy counts roughly doubling since 2020, yet private share of homeowners remains low. Economic flood losses far exceed insured losses, leaving a large protection gap that private…
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If Congress allows a shutdown that lapses National Flood Insurance Program (NFIP) authorization, the program would stop issuing new policies and would not process renewals or endorsements until reauthorization, while existing policies remain valid until their scheduled expiration. What Stops and What Continues Stopped: New NFIP policies, policy renewals, endorsements, and increases in coverage would…
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Coastal condominiums typically allocate 50% of the budget to insurance premiums. Property coverages are the largest expense in our Condominium Association’s risk management programs. We are happy to see a stabilization occurring in the property market. For more information, see our Fall Coastal Property Market update here. Liability coverages are continuing to see increases in…
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Community Association cyber risk is lower than other industries, but it still presents a risk to associations everywhere. Kevin Davis Insurance Services provided the four most common cyber risks to associations: Cyber Crime – Loss of Community Association Funds Ransom Demands – Extortion payments to restore access to the data Data Breach – Loss of…
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We know you’re preparing budgets for the Board to consider and homeowner envelopes to send your budget to all for review. What else goes in your budget mailer? Winterization Reminders Risk Management Tips Reminders to purchase unit owner or homeowner insurance Clarification of insurance deductibles and who will be responsible to pay them (per the…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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