A Fire. Wind. Theft. These are common perils we consider when creating a risk management plan. Because these occurrences happen every day. But who would have expected 2020 to introduce a global healthcare pandemic and economic shock, followed by serious civil unrest? These aren’t new happenings, just rare ones that don’t usually enter the conversation.…
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Operating electrical tools without proper safeguards in place at the construction site can lead to various hazards. According to the Occupational Safety and Health Administration (OSHA), electrocution is one of the construction industry’s “Fatal Four.” Implement the following guidance to ensure electrical safety at the construction site. Tool and Cord Selection Be sure to provide electrical…
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You may be thinking about what you would like to accomplish in 2021 or what life changes you could make. Common New Year’s resolutions include losing weight, exercising, getting organized, learning new skills and saving money. To achieve your resolutions, try the following strategies: Set a goal that motivates you. Set a goal that is…
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One of the most common causes of water damage within your home is often preventable. After all, this form of damage isn’t always due to heavy rainstorms or melting snow. Rather, water damage often stems from a lack of home maintenance. What’s worse, such damage is usually excluded from your homeowners coverage if the cause…
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Even if you live in an area where the winters are mild, you still need to perform a car care check as the days grow shorter. Consider the following tips to prep your car for winter roads and unpredictable weather: Check your tire tread—Inspect your tires for tread wear and have tires rotated during every…
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This year, resolve to be prepared. Check out these emergency preparedness tips to be ready for the New Year. Get Tech Ready Download the FEMA app to get real-time alerts, safety tips, and locate open shelters. Sign up to receive text or email alerts about emergencies from your local Office of Emergency Management. Snap photos…
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Employees can use all different types of equipment to unload product from dry vans or box trucks. Some employers equip their trucks with lift gates, while others use a ramp and a cart to unload product. All methods pose particular safety risks, so safety awareness and training for employees is essential. Fall Hazards Most dry…
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Cargo theft continues to plague the transportation industry. It may seem like cargo theft is a victimless crime, but it affects all of us because manufacturers price their goods to include a theft component. While it is difficult to tally the amount of loss attributed to cargo thefts annually, the National Insurance Crime Bureau estimates cargo…
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The Federal Motor Carrier Safety Administration’s (FMCSA) Drug and Alcohol Clearinghouse rule requires employers to monitor employees’ drug and alcohol violations. Employers must have drug and alcohol violation queries pulled from the Drug and Alcohol Clearinghouse by Jan. 6, 2021. The rule applies to employers and commercial driver’s license (CDL) drivers. The FMCSA considers owner-operators…
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As communities are dealing with extra stress due to the pandemic, so are the individuals who live in those communities. Community Association Institute released this great article highlighting 6 ways to reduce tension in your community. Listen Control your Emotions Show Empathy Educate Explore Options Involve the Attorney Educating Boards and homeowners on insurance and…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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