ACA’s Affordability Contribution Percentage Increased for 2017

The Affordable Care Act came out and you checked in and made sure you were compliant. However, as things change, you may need to check again. On April 12, 2016, the Internal Revenue Service (IRS) released new guidance on the percentages used to determine what is considered “affordable” health coverage.Under the Affordable Care Act (ACA),…

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How to Make Sure Your Office is Hurricane Ready

Reading a protection blog, even when well written and with convenient bullet points, gets boring after awhile. Thanks to Quill.com who shared this great graphic with us. We want to bring you protection information in the most fun, colorful and most appropriate way for you to read. Our office is prepared, is yours? Do you…

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Transportation Insurance Trends

Most commercial lines insurance remains very competitive in the current economic climate. This is favorable to the insureds. The commercial auto industry is unique as rates continue to increase for these businesses. In this article from National Underwriter, Craig Dancer, a transportation practice leader for Marsh says, “Trucking is seeing particularly severe tightening in the…

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Fireworks Extravaganza 2016

I love the 4th of July. I love a professional fireworks displays on a warm night. I am also pleasently surprised by the professional displays that are hosted by small towns on the Eastern Shore. Here in Willards, MD we are lucky that they host a great show on Sunday, July 3rd. Rain date is…

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Firework Safety Tips

Fireworks are a staple of many Fourth of July and other celebrations, but remember to take precautions to ensure your special event is safe and accident-free. The Risks Unfortunately, many people do not realize just how dangerous fireworks and sparklers can be—which is a primary reason that injuries occur. Fireworks can not only injure the…

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OSHA Increases Fines for Violations

Starting in July of 2016, fines for OSHA violations are increasing by 80-150%. This increase could have a huge impact on all businesses. Violation Current Maximum Amount of Increase Increased Penalty Amount 80 % 150 % (max) 80 % 150 % (max) Non-serious $7,000 $5,600 $10,500 $12,600 $17,500 Serious $7,000 $5,600 $10,500 $12,600 $17,500 Willful…

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Stay Safe Near Bodies of Water

During the hot summer months, swimming with family and friends can be a relaxing way to cool off. However, there’s always a substantial risk of drowning or sustaining another life-changing injury near large bodies of water. According to the Centers for Disease Control and Prevention (CDC), individuals aged 1-4 and 15-24 have the highest drowning…

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