Community Associations Institute (CAI) released revised guidelines for Reserve Study Standards in May of 2023. The update recommends adding two supplemental reports to reserve studies: A Preventive Maintenance Manual Periodic Structural Inspections These reports would be incredibly helpful to maintain buildings as the Boards and/or Management changes. Maryland, Delaware and Virginia each have reserve study requirements…
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FEMA reported that more than 20% of flood claims come from properties outside of flood zones. This means it’s important to take precautions to protect your property before a flood occurs, even if your business is located outside a typical flood zone. Here are some tips to prepare your property for a flood: Create a…
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Hotter temperatures can lead to increased tire wear and blow-outs, experts warn, which makes maintenance during the summer months all the more critical. “Heat is the number one enemy of the tire, so summer heat can make it a tougher battle to keep tires running at acceptable operational temperatures,” said Penske Truck Leasing Senior Corporate…
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Marijuana, derived from the Cannabis sativa plant, is classified as a Schedule I substance under the Controlled Substances Act, indicating it has a high potential for dependency and no accepted medical use. Although isolated components of the raw marijuana plant have recognized medicinal uses, smoking marijuana has not passed the Food and Drug Administration’s rigorous…
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Contractual risk transfer (CRT) is a risk management technique that allows a business to shift potential liability to another party through a noninsurance contract or agreement. This mechanism aims to transfer risk to the party that is better equipped to manage and control it. While insurance is the most common method of risk transfer, CRT…
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The 2023 Legislative Session in Annapolis has ended and the Community Association Institute MD-Legislative Action Committee (CAI MD-LAC) screened more than 3,000 bills introduced and tracked 87 that were of interest to the Community Association community. Effective Oct. 1, 2023, Maryland HB98/SB403 allows detached condominium units to obtain property insurance coverage as HOAs, with unit owners…
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Phishing is a cyberattack technique that utilizes deceptive emails or other electronic communication to manipulate recipients into sharing sensitive information, clicking on malicious links or opening harmful attachments. Emails are a top delivery method for phishing attempts, but cybercriminals may also use text messages, social media messages, fake or misleading websites, voicemails or even live…
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As much of the world discovered during the COVID-19 pandemic, commercial freight carriers are the lifeblood of the global economy. If freight doesn’t move efficiently, you end up with product shortages and soaring prices. Commercial freight carriers face an enormous amount of pressure to keep goods moving, no matter what it takes. Doing so creates…
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When an employee becomes sick, has a disability or must take leave to support their family, they may be entitled to legal protections under the Americans with Disabilities Act (ADA), the Family and Medical Leave Act (FMLA), or both, in some situations. While the ADA and FMLA support employees with physical or mental health conditions,…
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BREAKING NEWS: Couple Sues Eataly Boston After Woman Slips on Stray Piece of Prosciutto, Fractures Ankle and Claims ‘Great Pain and Suffering’ Court documents state that medical expenses exceeded $7,500. The couple is seeking damages amounting to $50,000. The lawsuit claims that Eataly was negligent for “failing to ensure that the floor was safe,” not…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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