Theft is a serious concern in the construction industry, as high-value tools and machinery are often left in plain sight or are easily accessible to criminals. Construction site theft can cause costly delays and even halt projects entirely, so it’s crucial for employers to implement appropriate measures to prevent jobsite theft in each of the…
According to a report from McKinsey and Company, up to 90% of trucking companies use AI in their operations, but that could mean anything from playing with ChatGPT to deploying AI-powered dash cameras from a vendor. It doesn’t necessarily mean trucking companies are adopting AI as part of their strategy, but instead that they have…
Why Your Personal Auto Policy Might Not Be Enough If you use your personal vehicle to deliver food, groceries, or goods, your standard car insurance likely won’t cover you while you’re on the job. This is because most personal auto policies exclude accidents that occur during work-related activities. Without the right coverage, a single incident…
Unexpected disasters can impact organizations, their operations and stakeholders. Natural catastrophes, cyberattacks, public health crises and supply chain incidents can all have serious consequences. These and other events can damage commercial property and digital assets, disrupt critical business functions and cause operational downtime. They can also result in illnesses or injuries, emotional harm, and financial…
Around the country, vehicles crash into buildings an average of 100 times a day, and often it’s into a restaurant. Experts say there are steps operators can take to prevent death, injury, damage and the liability that can result. It happens just after they take their first bite of a sandwich. Two YouTube influencers sitting…
Personal insurance can be a crucial aspect of financial planning that offers individuals and families financial protection against various risks and financial setbacks caused by unforeseen events. These policies include auto, home, renters and life insurance, each designed to insulate you from financial losses. Property Damage One common risk for individuals is property damage, which…
Project owners and general contractors must thoroughly vet all contractors to ensure job site safety and protect against financial losses. A key part of this vetting process is confirming that contractors carry the appropriate insurance coverage. Hiring uninsured contractors can lead to serious consequences, including safety risks, legal liabilities and unexpected costs. Below are five…
An employee handbook functions as a vital compliance document and internal governance tool. When structured properly, it promotes consistency, supports risk management and provides employees with a clear understanding of company policies and expectations. In today’s ever-shifting legal environment, maintaining a thoughtfully written and regularly updated employee handbook is essential for employers. Essential considerations for…
Growing Acceptance of In-Cab Camera Technology The 2025 Heavy Duty Trucking/Work Truck Safety Survey revealed a significant shift in fleet safety practices, with dual-facing dashcams emerging as one of the fastest-growing safety technologies. Once met with heavy driver resistance, these cameras are now increasingly embraced by fleets as a vital tool for monitoring performance, preventing accidents, and reinforcing accountability.…
October is National Fire Prevention Month. Colder weather increases the use of seasonal fire hazards like fireplaces, space heaters and candles. So it’s the perfect time to consider the following fire safety and prevention tips: 1. Inspect heating equipment. Schedule a professional fireplace inspection and cleaning. Choose tested space heater models, keep three feet clear,…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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