Insurance for Delivery Drivers

Why Your Personal Auto Policy Might Not Be Enough If you use your personal vehicle to deliver food, groceries, or goods, your standard car insurance likely won’t cover you while you’re on the job. This is because most personal auto policies exclude accidents that occur during work-related activities. Without the right coverage, a single incident…

The Benefits of Business Continuity Planning

Unexpected disasters can impact organizations, their operations and stakeholders. Natural catastrophes, cyberattacks, public health crises and supply chain incidents can all have serious consequences. These and other events can damage commercial property and digital assets, disrupt critical business functions and cause operational downtime. They can also result in illnesses or injuries, emotional harm, and financial…

Common Exposures for Personal Insurance

Personal insurance can be a crucial aspect of financial planning that offers individuals and families financial protection against various risks and financial setbacks caused by unforeseen events. These policies include auto, home, renters and life insurance, each designed to insulate you from financial losses. Property Damage One common risk for individuals is property damage, which…

Your Employee Handbook – Best Practices for Creating and Maintaining a Workforce Communication Tool

An employee handbook functions as a vital compliance document and internal governance tool. When structured properly, it promotes consistency, supports risk management and provides employees with a clear understanding of company policies and expectations. In today’s ever-shifting legal environment, maintaining a thoughtfully written and regularly updated employee handbook is essential for employers. Essential considerations for…

Dual-Facing Dashcams Gain Traction in 2025 Safety Survey

Growing Acceptance of In-Cab Camera Technology The 2025 Heavy Duty Trucking/Work Truck Safety Survey revealed a significant shift in fleet safety practices, with dual-facing dashcams emerging as one of the fastest-growing safety technologies. Once met with heavy driver resistance, these cameras are now increasingly embraced by fleets as a vital tool for monitoring performance, preventing accidents, and reinforcing accountability.…

Preventing Home Fires

October is National Fire Prevention Month. Colder weather increases the use of seasonal fire hazards like fireplaces, space heaters and candles. So it’s the perfect time to consider the following fire safety and prevention tips: 1. Inspect heating equipment. Schedule a professional fireplace inspection and cleaning. Choose tested space heater models, keep three feet clear,…