HR performs several functions that are necessary for small businesses including employee recruitment, onboarding, training, payroll and benefits, compliance and employee relations. Despite the value that HR professionals provide to employees, many small businesses find it difficult to maintain these teams’ credibility among workers. A report from Secure Data Recovery found that more than a…
Reducing expenses may be essential for any organization, but it’s especially important for small businesses since they typically have fewer resources than larger employers. Instead of cutting costs randomly or conducting unnecessary layoffs, successful organizations tend to optimize their resources strategically. Savvy small businesses can identify areas to reduce expenses without compromising productivity or future…
The number of fires stemming from the lithium-ion batteries commonly found in electronic bikes (e-bikes) is rapidly rising, according to the National Fire Protection Association. In 2022, at least 19 people died in the United States because of fires or overheating incidents related to battery-powered products. In New York City alone, the batteries caused 216…
The popularity of electric vehicles (EVs) has been steadily increasing as consumers and the automotive industry move away from standard internal combustion engines. The U.S. Energy Information Administration reported that the sale of hybrid, plug-in electric and battery electric vehicles in the United States accounted for 16.3% of total new light-duty vehicle sales in 2023,…
The weather can change quickly during the spring months, sometimes catching you off guard and posing a serious threat to safety. Make sure you have access to severe weather alerts and know what—and what not—to do if severe weather, such as a hail storm, strikes. If you are outside during a hail storm, seek shelter…
Deeley knows restaurants! Our Hospitality Insurance Team has decades of experience in all facets of the foodservice industry. We’ll work closely with you to understand your specific risks and concerns. Together, we’ll build the smartest, safest insurance package for your restaurant to protect your property, patrons and employees. Insurance Considerations for Restaurant Owners Restaurant owners…
One particularly important aspect of home insurance is what’s known as the 80% rule. This guideline is enforced by home insurance carriers and generally exists to ensure you’re maintaining certain coverage limits relative to the estimated cost of a complete home rebuild. The 80% rule states that your home insurance policy must have coverage limits…
Maryland’s Wage Range Transparency Act is now in effect, expanding pay transparency requirements for employers under the state’s Equal Pay for Equal Work Act. In public and internal job postings, Maryland employers must now disclose the position’s minimum and maximum hourly wage or salary and a general description of benefits and any other compensation. This…
Safe driving is a crucial responsibility for those in the construction industry, as fleet vehicles (e.g., cars, vans and trucks) are commonly used during projects and standard operations. Safe driving practices involve recognizing and addressing common driving hazards, including distractions, speeding, impaired driving, fatigue and adverse weather conditions. Safe driving tips for fleet vehicle operators…
Personal Umbrella Liability Basics Accidents happen—and it’s not uncommon for jury awards and out-of court settlements to run into the millions of dollars. While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain your current liability insurance offers you enough protection? For example, consider…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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