The “Focus Four” is an OSHA developed program used to create awareness of specific hazards in the construction industry. By taking a proactive approach to risk management and safety, employers can keep their workers safe. Fall Hazards What are they? A fall hazard is anything that could cause a worker to lose balance and result in…
When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured when trying to replace their personal property after a loss. Understanding the 80% rule—and following it—can help you protect…
The Commercial Vehicle Safety Alliance (CVSA) recently scheduled this year’s Brake Safety Week for Aug. 22-28. This annual event emphasizes the importance of ensuring sufficient brake systems in commercial motor vehicles (CMVs). Specifically, the event highlights the roles that brake maintenance and efficiency play in reducing brake-related CMV accidents on the road. The focus of…
Every employee needs to understand his or her obligation to protect company data. Employees also need clear expectations about behavior when it comes to their interaction with data. For that to happen, your data security policy needs to be published, understandable and enforceable. It should outline practices that help safeguard employee, customer, company and third-party…
To save money and improve your home’s energy efficiency, you’ll want to start with its outer shell – the walls, windows and doors – then move to the inside spaces. Insulate the walls and attic. Old homes with big attics are notorious for leaking air due to inconsistent or thin insulation. If you hire a…
Work flexibility is consistently cited as a post-pandemic trend, and many employers are introducing hybrid work models in their plans. A hybrid workplace is a flexible model designed to support a workforce of both on-site and remote employees. In some arrangements, employees are on-site on set days. In other cases, employees may be able to…
Operation Safe Driver Week—an annual campaign conducted by the Commercial Vehicle Safety Alliance (CVSA)—takes place from July 11-17. This year’s focus will be on speeding. The Purpose of Operation Safe Driver Week Operation Safe Driver Week is an annual, seven-day initiative created by the CVSA to help detect and prevent unsafe behaviors on the road…
Extreme heat is a period of high heat and humidity with temperatures above 90 degrees for at least two to three days. Remember: Extreme heat can occur quickly and without warning. Older adults, children and sick or overweight individuals are at greater risk from extreme heat. Humidity increases the feeling of heat as measured by…
Hot summer days and cool swimming pools are a great combination to enjoy some summer fun. Many homeowners add backyard pools as a way to entertain and beat the heat. However, adding a pool to your property also increases homeowner responsibilities. Keep these tips in mind if you decide to add a pool to your…
The safest way to enjoy fireworks is to attend a public display. These are conducted by licensed professionals and the firework sites are inspected and receive approval prior to the events. But, people may choose to celebrate with firework displays at home. Be Sure to follow state and local guidelines as well as all safety…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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