Change came quickly for small businesses in 2025. New technology, a tighter job market, and rising customer expectations reshaped how owners operate and grow. Looking ahead, 2026 will bring even bigger shifts — the kind that calls for focus, smart planning, and flexibility. These 10 small business trends give you a clearer picture of what’s…
Key Takeaways: Freight volumes remain soft while regional capacity pockets are tightening. Contract rates are flat, but spot market volatility is increasing. Carrier exits and consolidation are reshaping routing guides and service reliability. Quarterly routing guide updates and engineering-driven network design are essential. Real-time visibility and data-driven insights improve planning and reduce disruptions. With 2025…
Delmarva is blessed with many amazing organizations working tirelessly to improve the quality of life for kids and families, veterans, pets, and everyone in between. And we know those efforts can always use a little extra support. We’re thrilled to bring back our “Deeley Green” employee giving program. The name is a dual reference to…
HOAresources.com is a popular destination for homeowners, board members, community managers, and businesses serving condominiums and homeowners associations. During 2025 nearly 24,000 readers visited the site—searching for news, resources, and tips on trending topics like insurance, budgets, and reserves among others. Here are their most-read stories from the past year. Managing Bullies in your HOA. What…
Experts from the Foundation for Community Association Research predict HOAs will expand to as many as 377,000 associations in 2026, housing nearly 80 million Americans. The HOA housing sector is expected to remain resilient and continue its steady expansion, according to new outlook projections from the Foundation for Community Association Research. While broader economic and…
For many homeowners, frigid temperatures have already arrived. With freezing conditions likely to recur in the coming months, home maintenance must remain a top priority. Taking steps to prevent frozen pipes and subsequent plumbing issues, including potentially costly water damage, is particularly important. Consider the following strategies for limiting the risk of frozen pipes in…
Deeley Insurance Group, Delmarva’s oldest family-owned, independent insurance agency, is delighted to announce the appointment of Jayme Hayes as our new Vice President. Hayes brings over 20 years of regional business leadership experience and will be instrumental in directing our agency’s growth and client service initiatives. In her new role, Hayes will guide Deeley’s business…
Outdoor heaters are portable heating appliances designed to provide thermal radiation to outside spaces, such as open-air patios or decks. Also known as patio or umbrella heaters, these appliances can be utilized at various types of businesses (e.g., bars, hotels, restaurants and entertainment venues) to help keep outdoor areas warm and extend their usability throughout…
The private residential flood insurance market has grown rapidly but remains small compared with overall homeowners insurance. Private residential flood premiums were roughly $0.5 billion in 2024 with policy counts roughly doubling since 2020, yet private share of homeowners remains low. Economic flood losses far exceed insured losses, leaving a large protection gap that private…
If Congress allows a shutdown that lapses National Flood Insurance Program (NFIP) authorization, the program would stop issuing new policies and would not process renewals or endorsements until reauthorization, while existing policies remain valid until their scheduled expiration. What Stops and What Continues Stopped: New NFIP policies, policy renewals, endorsements, and increases in coverage would…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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