Outdoor dining quickly emerged as a way to keep restaurants operational during the COVID-19 pandemic and has remained a popular and attractive option. Temporary and permanent outdoor dining areas carry a unique set of risks for restaurant owners to consider. Offering outdoor dining without proper precautions and safety procedures poses risks for employees and customers,…
The federal government has recently increased its immigration enforcement efforts. This trend will likely continue in the foreseeable future, increasing employers’ potential risk of being subject to worksite enforcement action. These enforcement actions disrupt an employer’s business operations and carry consequences, including civil and criminal penalties. Establishing best practices to prepare for these enforcement actions…
The Commercial Vehicle Safety Alliance (CVSA) recently announced that this year’s International Roadcheck is scheduled for May 13-15, 2025. The International Roadcheck is an annual three-day enforcement initiative that emphasizes the importance of commercial motor vehicle (CMV) and driver safety through a blitz of high-visibility roadside inspections across North America. As this campaign approaches, it’s…
The trucking sector plays an integral role in the overall economy by moving mass amounts of freight and supporting supply chains across industry lines. In recent years, this sector has continued to fuel economic growth. Nevertheless, there are still some potential risks that, left unmanaged, may threaten the sector’s stability moving forward. As such, trucking…
A new report released by multinational data analytics company Verisk revealed that a record-setting 3,625 cargo theft incidents occurred across North America in 2024, reaching nearly $455 million in valued losses. Key Findings The Verisk report confirmed that cargo theft frequency jumped by 27% in 2024. Among these incidents, the most targeted states were California,…
Several trends look to impact the construction industry in 2025. As such, construction business leaders should monitor these developments and adjust their risk management programs accordingly. Trends to watch include: Economic Headwinds While the overall inflation rate has cooled from its recent highs, it continues to influence a range of costs in the construction industry.…
Construction workers encounter several significant risks while on the job. However, four particular risks—falls, struck-by hazards, caught-in/caught-between hazards, and electrocutions—are the most common incidents that lead to fatalities. In fact, these risks are referred to as the “focus four” or the “fatal four.” To address these risks, employers must be aware of them and implement…
On March 19, 2025, the U.S. Equal Employment Opportunity Commission (EEOC) and the U.S. Department of Justice (DOJ) issued joint guidance on illegal and discriminatory diversity, equity and inclusion (DEI) practices. The EEOC also issued frequently asked questions (FAQs) regarding DEI-related discrimination. The guidance provides some clarity as to the agencies’ position on what may…
HR performs several functions that are necessary for small businesses including employee recruitment, onboarding, training, payroll and benefits, compliance and employee relations. Despite the value that HR professionals provide to employees, many small businesses find it difficult to maintain these teams’ credibility among workers. A report from Secure Data Recovery found that more than a…
Reducing expenses may be essential for any organization, but it’s especially important for small businesses since they typically have fewer resources than larger employers. Instead of cutting costs randomly or conducting unnecessary layoffs, successful organizations tend to optimize their resources strategically. Savvy small businesses can identify areas to reduce expenses without compromising productivity or future…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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