Power Surge – Are you protected?

Power spikes or surges can be caused by lightning, power outages, short circuits, tripped circuit breakers and more. Standard power strips do not offer protection against these surges. In order to make sure you are using a surge suppressing power strip check for an LED light that says Protected. You can also check to see…

Who pays Deductible? – Q & A part 1

Incident: Mary lives in Happy Beach Condominium in Maryland. Mary’s washing machine overflows when she is trying to wash her big, thick beach towels. Water flows to Mary’s neighbor below and causes damage to Mary’s and the neighbor’s unit. Happy Beach Condominium’s insurance policy will pay for the damages to the unit. Mary has purchased…

Going Green = Saving Green. Paperless Discounts.

Allstate has a great discount program called eSmart. If you choose to have your policy delivered electronically you could save an additional 10% on your premium. Cha-ching. Benefits to receiving your policy digitally: Email will tell you when your policy is ready to view You can view, file, save and print documents You can easily…

Flooded with Flood Changes?

Changes haven’t stopped yet. Please keep reading. On April 1st the NFIP rate and fee increases will occur as policies renew. On July 16, 2015 our local area is experiencing map changes that go in effect. Currently, lenders are refining (a fancy word for changing) the requirements for flood insurance coverages. This is where it…

Apps truly make life easier

Truckers – did you know the DOT introduced the new Truck Inspector App? QCMobile is the free downloadable app for Apple and Android. The app was developed to give roadside weigh station inspectors more information. Specifically, the inspector can check the registration of the carrier to make sure they are allowed to operate in interstate…