During the fall and winter seasons, obstacles such as rain, wildlife, darkness, snow and ice can make driving extremely dangerous. As a result, you should take some steps to prepare your vehicle to drive in adverse conditions: Make sure that your vehicle’s fluids have been changed recently, and that its battery is in good condition.…
During the fall, diseases like the flu, pneumonia, strep throat and the cold become easier to catch and transmit. And, although these illnesses generally don’t pose a serious risk to those in good health, you can keep everyone as healthy as possible by following these tips: Wash your hands with soap and water before eating,…
The National Flood Insurance Program (NFIP) began reviewing the rating information on all flood insurance policies. They will be reviewing most policies to ensure they have been under written properly. What does this mean? The NFIP will review your policy and will be sending you a letter. To review a sample letter click here. The…
Great News! The Town of Ocean City has been told by FEMA, the Federal Emergency Management Agency, that a Letter of Map Revision will be issued for the area uptown known as Condo Row. In July of 2015, the Town of Ocean City and all of Worcester County was remapped by FEMA. Most of Ocean…
Since all Homeowners Associations are unique, there are important steps each Association Board should take to ensure they budget effectively. Here are some tips for planning out your HOA budget: It is important for all board members to understand and make decisions based on their fiduciary duty. They have a responsibility to act for the…
In the fall, the number of cars that collide with animals escalates.We have written blogs, shared on social media and warned our friends and family to use extreme caution. As the person who gathered and wrote about proper precautions and being alert, it doesn’t shock me that I ran right in to a deer the…
Did you know that most people add an extra 's' to Daylight Saving Time? Well kick off that extra letter and use your extra hour to do one of these biannual housekeeping tasks! Check your smoke detector batteries – it's a perfect time to keep your smoke detectors ready to go. Clean out your dryer…
A federal mandate for almost all US truck drivers to use electronic logging devices (ELDs) by December 18, 2017 was recently challenged in the 7th Circuit Court of Appeals. The mandate was upheld unanimously by the Court, in a decision made in October. The Owner-Operator Independent Drivers Association (OOIDA) brought the challenge of this mandate…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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