May is National Electrical Safety Month, and the Electrical Safety Foundation International (ESFI) reminds us that disasters bring serious risks for electrical-related issues. This year’s campaign theme, “Electrical Safety During Natural Disasters,” focuses on the importance preparing, weathering, and rebuilding after natural disasters. Keep these tips in mind before, during and after severe storms and…
The REAL ID Act is a federal law passed by Congress after Sept. 11, 2001, that establishes minimum standards for state-issued driver’s licenses – including CDLs – to be accepted for purposes like entering a federal building or boarding a domestic commercial flight. If you have a Maryland license with a star on the right-hand…
The Commercial Vehicle Safety Alliance’s (CVSA) annual International Roadcheck will run June 4-6, 2019. During the International Roadcheck, inspectors will conduct the North American Standard Level I Inspection, a 37-step procedure that includes an examination of both driver operating requirements and vehicle mechanical fitness. This year’s blitz will place a special emphasis on steering and…
If a hazard cannot be removed or reduced to a point it can be considered an acceptable risk, personal protective equipment (PPE) can be used to provide an extra barrier of protection to workers. Keep in mind: PPE does not remove a particular hazard, but it can help to reduce the risk of injury or…
The Atlantic hurricane season is approaching. Here’s what you can do to get ready now: Know Your Hurricane Risk Check with local officials to understand your risk. Search online to find your local emergency management agency to learn more. Sign up for local alerts or download the FEMA app. Know Your Evacuation Zone Learn your…
The Maryland Insurance Administration encourages residents to be prepared for natural disasters by reviewing and understanding their insurance coverage and by considering the purchase of flood insurance. Before a Storm Arrives Prepare an inventory of your home and be sure you have current information about your homeowners insurance policy. If you are evacuated, be…
The message about the need to take cyber risk and insurance seriously is getting through to companies and boardrooms. “As risk awareness has grown, more organizations, particularly those focused on their business interruption risk, are turning to the cyber insurance market for protection,” according to Tom Reagan, U.S. Cyber Practice Leader for global insurance broker…
Peloton, the fitness company that makes the popular exercise bike, is being sued for using unlicensed songs in its workout videos. The National Music Publishers Association claims that Peloton failed to properly license the music they use for their streaming spinning classes. With the ease of accessibility of streaming music from Pandora or Spotify and…
Risk exists everywhere in business. One of the biggest mistakes that companies make is assuming that the cost of risk only involves their insurance premiums paid, retained losses and administrative costs. However, the total cost of risk encompasses much more than that. While a risk management program can be an effective method for controlling risk,…
Understanding the science behind vibration damage can help construction companies avoid costly, and frequent, construction losses. The cost can be more than financial, putting the reputations of construction companies at risk, as one contractor learned. Vibration from bridge construction activity damaged a house, according to a lawsuit filed by a nearby homeowner. The lawsuit threatened…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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