Has your business been impacted by coronavirus? We encourage you to contact your local Chamber of Commerce offices for assistance in applying for economic aid through the SBA. The chamber office is able to collect names of businesses that have experienced a substantial negative impact due to the COVID-19 pandemic. State Information: Maryland Coronavirus Information…
The U.S. House of Representatives overwhelmingly voted to pass the Families First Coronavirus Response Act (the “Act”) in the early morning hours of Saturday, March 14, 2020. President Trump has endorsed the legislation and the U.S. Senate is expected to vote on it on Monday, March 16. The Act will be the second emergency coronavirus…
As the number of reported cases of the novel coronavirus (COVID-19) continues to rise, employers are increasingly confronted with the possibility of an outbreak in the workplace. Employers are obligated to maintain a safe and healthy work environment for their employees, but are also subject to a number of legal requirements protecting workers. For example,…
Liability Concerns COVID-19 raises a number of liability concerns, particularly if guests, customers or employees allege they became sick due to a business’s negligence. When it comes to these concerns, it’s important to take the following insurance considerations into account: General Liability Insurance—General liability insurance, sometimes referred to as commercial liability insurance, protects your business…
Workers’ Compensation Insurance In instances where an employee believes they contracted COVID-19 at work, a number of workers’ compensation considerations come into play. As with many topics in workers’ compensation, the answer is, “it depends”—the specific facts of a claim, as well as jurisdictional statues, determine compensability. As the situation in the United States evolves,…
Business Interruptions As many operations close due to COVID-19 fears, there’s a growing question of whether or not business interruption insurance can help policyholders make up for lost revenue. Business Interruption coverage is typically triggered under a commercial insurance policy when a covered risk/peril causes physical damage to the insured premises resulting in the need…
On Feb. 18, the U.S. Department of Transportation (DOT) issued a formal warning regarding the use of cannabidiol (CBD) products. The DOT’s announcement pertains to department-regulated safety-sensitive employees and the use of CBD products. The warning aimed to clarify three different points regarding current regulations and these employees: The DOT requires testing for marijuana, but…
Truck drivers, mechanics, and office workers were asked to identify the skills they felt were most effective in preventing workplace injuries. They agreed on the Essential 7 Work Practices. Read the information below provided by Great West Casualty Company and ask yourself how you can improve your work habits to protect yourself from injury. BE…
As the headlines continue to show the effects of the Coronavirus worldwide, concerns of how a commercial insurance policy will respond are on the rise. Coverage varies greatly by carrier, but here is what we know: Virus is commonly excluded from coverage. Property and business income policies only provide coverage if there is first a…
There is no shortage of hazards in the workplace. To help spread awareness, the Occupational Safety and Health Administration (OSHA) tracks the leading causes of accidents and injuries in the workplace. OSHA has specifically advised companies to be aware of the “Focus Four,” also often referred to as the “Fatal Four.” Review these four major…
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Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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