Common Exposures for HVAC Businesses

Most homes and businesses are outfitted with heating, ventilation and air conditioning (HVAC) systems—systems that require the care of specialized technicians for service. As an HVAC contractor, you are tasked with managing a variety of risks every time you perform maintenance or an installation on behalf of your clients. Just one incident involving the use…

How To Avoid the 4 Critical Crashes

Critical crashes typically result in severe losses and can be catastrophic for everyone involved. Preventing critical crashes requires drivers to recognize the hazards that increase the odds of a crash, know the defense, and to react properly. Lane Change Crashes A lane change crash occurs when a driver moves into an adjacent lane and strikes…

2019 Safe + Sound Week

Safe + Sound Week is a nationwide event held each August that recognizes the successes of workplace safety and health programs and offers information and ideas on how to keep America’s workers safe. This year’s event runs from August 12th – 18th. Why Participate? Successful safety and health programs can proactively identify and manage workplace…

RV Safety

For those who love to travel but don’t like leaving the comforts of home behind, RVing offers the ideal combination of transportation and living quarters. Equipped with a kitchen, bathroom and more, these ‘homes on wheels’ can pose several risks, including fires. The National Protection Association offers the following tips on how to stay safe…

Improving Driver Retention

Driver retention is an ongoing issue within the transportation sector. Great West Casualty Company believes motor carriers would be wise to consider retention solutions from the driver’s perspective if they hope to remain competitive. This would also limit the business interruptions caused by driver turnover. Below are the American Transportation Research Institute’s (ATRI) critical issues…

Understanding the Difference Between Flood Damage and Water Damage

Homeowners policies do not cover all types of water damage. While the terms of your policy will determine what types of water damage are covered and the amount of coverage available, typically homeowners policies do not cover flooding. The Standard Flood Insurance Policy, available for purchase from the National Flood Insurance Program (NFIP), defines “flood”…