Umbrella insurance provides an extra layer of protection if you’re held responsible for injuring someone or damaging their property. An umbrella policy can offer coverage if you incur claim expenses that exceed the limits for your homeowners, auto or other personal liability insurance policies. Common Reasons To Obtain an Umbrella Policy You have significant savings…
Your pets are an important member of your family, so they need to be included in your family’s emergency plan. To prepare for the unexpected follow these tips with your pets in mind: Make a plan. Build an emergency kit. Stay informed. Make a Plan If you have a plan in place for you and…
National Safe Boating Week encourages boaters to maintain reliable vessels and follow responsible boating practices. Lacking proper boating precautions can increase the risk of accidents occurring on the water. In fact, according to the U.S. Coast Guard, over 4,000 boating accidents happen annually. Utilize these safe boating tips: Before Boating Know the rules. Complete a…
The Commercial Vehicle Safety Alliance (CVSA) announced that this year’s International Roadcheck has been scheduled for May 4-6, 2021. The International Roadcheck is an annual, three-day enforcement initiative that emphasizes the importance of commercial motor vehicle and driver safety through a blitz of high-visibility roadside inspections across North America. During the event, an influx of…
Laura Deeley Bren, CIC, ASLI was recently honored for her ongoing pledge to education, commitment to excellence, and dedication to the insurance profession by The Society of Certified Insurance Counselors (CIC.) Earning her CIC designation and maintaining all update requirements for 20 years places Laura in the top 1% of all insurance professionals in the…
The Federal Emergency Management Agency (FEMA) announced that it will be updating the National Flood Insurance Program (NFIP) pricing methodology through a new risk rating system. This system—which is being referred to as “Risk Rating 2.0”—will leverage additional information and variables to help communicate policyholders’ flood risks more clearly, as well as deliver more accurate…
Distracted driving is any activity (including fatigue and illness) that diverts your attention away from driving. Truck drivers must devote their full attention to driving. Any non-driving activity is a potential distraction and increases your risk of crashing. Check out the types of distractions along with defense techniques. RECOGNIZE THE HAZARDS MENTAL (COGNITIVE) DISTRACTIONS. Mental…
Every homeowner hopes to never have to file a home insurance claim, but accidents do happen, and some factors increase the likelihood they will occur. Here are 10 surprising things that can affect the types of claims you might file and how much you pay for home insurance coverage. 1. Your Dog’s Breed Although your canine…
For 2021, Colorado State University (CSU) hurricane researchers are predicting an above-average Atlantic hurricane season, which runs from June 1st to November 30th. Specifically, CSU researchers believe there will be 17 named storms in 2021. This is above the average 12.1 named storms per year that occurred from 1981-2010. Of the predicted 17 named storms…
The DOT regularly audits motor carriers to evaluate their safety management controls. Motor carriers are subject to complex and time consuming safety audits from the moment they register for a USDOT number. To better understand and navigate DOT safety audits, check out this helpful Surviving a DOT Audit Guide.
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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