When winter cold comes, one of the best ways to stay warm and save some money is to winterize your home and any association buildings. Follow these tips to learn how: Insulate all walls and attics Check the caulk on windows and doors, replace if necessary Install storm windows or cover windows in plastic Wrap…
While maintaining a property during the winter, it is extremely important to keep sidewalks and common areas free from ice and snow. Each year, a community association should review their plan for winter weather emergencies. This should include a breakdown of who will be in charge of what during a weather emergency. If the association…
The National Flood Insurance Program (NFIP) began reviewing the rating information on all flood insurance policies. They will be reviewing most policies to ensure they have been under written properly. What does this mean? The NFIP will review your policy and will be sending you a letter. To review a sample letter click here. The…
Great News! The Town of Ocean City has been told by FEMA, the Federal Emergency Management Agency, that a Letter of Map Revision will be issued for the area uptown known as Condo Row. In July of 2015, the Town of Ocean City and all of Worcester County was remapped by FEMA. Most of Ocean…
Since all Homeowners Associations are unique, there are important steps each Association Board should take to ensure they budget effectively. Here are some tips for planning out your HOA budget: It is important for all board members to understand and make decisions based on their fiduciary duty. They have a responsibility to act for the…
Ray Via of Whiteford, Taylor and Preston reviewed smoking restrictions at the DCMA meeting on October 11, 2016. Major points for Boards to think about: Banning smoking in units has not been upheld by the courts. Unit owners are using the “nuisance” provision in the documents to force the Board to take action. If the…
Do you use Dropbox? And what are you storing there? Journalists at Motherboard reported that they obtained documents which show that more than 68 million users were affected by the data breach at Dropbox—one of the world’s largest file-hosting companies. The information contained in the documents has since been identified as authentic by officials at…
This October is Cyber Security Awareness Month, an event co-sponsored by the Department of Homeland Security (DHS) and the National Cyber Security Alliance (NCSA) in order to raise awareness of the importance of cyber security issues. While the event is designed to highlight some of the nation’s cyber security precautions, as well as how to…
Flooding has the potential to cause severe damage to your home; according to the National Flood Insurance Program (NFIP), the average flood insurance claim is nearly $42,000. Additionally, it can be difficult and dangerous to clean up flood damage. Use these precautionary measures to help prevent water from getting into places it isn’t wanted: ·…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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