Understanding the types of cyber criminals and their techniques can help protect your organization from a data breach. Travelers provides a list of common threats and prevention steps a business can take. #1 The Social Engineer Cyber criminals pretending to be someone else can trick unsuspecting employees to compromise data. In one scenario, a spoof email purporting…
In the event that someone is injured on your property and you are found legally responsible, you could be faced with a costly financial burden. In fact, without a personal umbrella liability insurance policy, any expenses beyond the limits of your standard policy are your responsibility. This applies to your homeowners, renters, automobile and watercraft…
As the weather warms up, you may be anxious to start relaxing at your secondary home on a lake or ocean shore property. To make the most of your time there this summer, Chubb provides 10 steps to take now to open up your property efficiently, ensure that it’s in good shape, and that you…
Your valuables are important to you—and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about how you can protect the finer things in life with additional coverage. The Basics Standard homeowners, condominium or renters insurance policies include a limited amount of coverage for jewelry and…
Healthy sleep habits can make a big difference in your quality of life. Try to keep the following sleep practices on a consistent basis: Stick to a sleep schedule of the same bedtime and wake up time, even on the weekends. This helps to regulate your body’s clock and could help you fall asleep and stay asleep…
Fewer insurers are willing to write commercial trucking business, and the coverage that’s available can be prohibitively expensive, with rate increases averaging in the double digits for even the cleanest accounts. Technological developments may allay these expenses, including autonomous technology capable of maximizing operational efficiency. Additionally, watch out for these two trends: 1) Drastic economic…
Fuel costs have traditionally been the largest line-item expense for motor carriers. Great West Casualty Company believes the first step in changing this aspect of the company’s culture is to audit current fuel consumption to determine how much is being consumed so reduction goals can be established. For smaller motor carriers, the focus may only…
As some construction projects become more complex, the demand for lifting larger loads grows, which is affecting the size of cranes and the complexity of lifts. Lifting operations depend on a team approach, careful planning and continued training to stay current with industry rules and regulations. Crane safety includes both basic and advanced planning as…
Construction tasks often require working around heavy equipment and being in situations that can cause serious injury. Follow these simple guidelines to ensure that you’re lifting properly. Proper Lifting Techniques Wear gloves if you are lifting rough equipment. Clear away any potential obstacles before beginning to carry an object. Get a good grip and stable…
Construction contracts can contain terms that impact your company’s bottom line. Review all contracts carefully before signing to save your company time and money. The following guide highlights some common contract terms and their potential impact. Understanding these will help protect your company’s assets. Always seek the help of licensed counsel to analyze the commercial…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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