As a small business owner, you’re tasked with making big decisions. How do you know if it’s the right time to make an investment? Are you putting your business on the right path? Having a strategic plan can help. The Hartford provides key components to create a strategic plan that will serve your small business. Including…
Some business insurance policies include a coinsurance clause. If your policy includes a coinsurance clause, the amount of insurance you have purchased (the limit of insurance) must equal or exceed a specified percentage of the value of the insured property. For example, if 80% coinsurance applies to your building, the limit of insurance must be…
Roofing can be a competitive and rewarding field, and years of hard work can help contractors establish a strong customer base and reputation. Roofing contractors invest their expertise, time and energy to build or repair roofs that will stand the test of time. However, owning a roofing contractor business can be physically and mentally demanding,…
Companies need safe and working equipment to operate efficiently and generate revenue. In fact, some organizations rely exclusively on a few pieces of equipment to run their entire business. Following a breakdown, major losses can occur, and many organizations turn to equipment breakdown insurance. Equipment breakdown coverage is a form of property insurance designed to…
Carbon monoxide (CO) is a colorless and odorless gas—one that you can be easily exposed to accidentally. Once CO molecules enter your body, they begin to replace oxygen in your red blood cells, causing tissue damage, headaches, flu-like symptoms or worse. According to the Centers for Disease Control and Prevention (CDC), more than 400 Americans…
On Aug. 14, 2019, the Federal Motor Carrier Safety Administration (FMCSA) published its much-anticipated notice of proposed rulemaking (NPRM) on changes to hours of service (HOS) rules. In the NPRM, the FMCSA revealed five HOS revisions that, if implemented, could affect commercial motor vehicle drivers and their employers. The FMSCA claims that this proposal is…
Being prepared for an emergency isn’t just about staying safe during a disaster. It’s about how to stay comfortable, clean, fed, and healthy afterwards – when a storm or disaster may have knocked out electricity. If you lost power, how would you eat? The refrigerator can’t keep foods cold. The microwave can’t warm things up.…
Renters insurance is an affordable way to protect your belongings from losses—losses that can be far more costly than you may expect. Let’s examine what renters insurance covers and how to calculate your policy needs. What Renters Insurance Covers While policies can vary, most offer coverage for the following: Personal property coverage: This helps cover…
Active shooter incidents can happen anywhere. Would you know how to respond in a crisis? Chesapeake Employers Insurance is offering free seminars where employers and citizens can learn how to prepare for and respond to an active shooter incident. The training includes: Common sense disaster response planning Best practices to reduce casualties and increase chance…
Most homes and businesses are outfitted with heating, ventilation and air conditioning (HVAC) systems—systems that require the care of specialized technicians for service. As an HVAC contractor, you are tasked with managing a variety of risks every time you perform maintenance or an installation on behalf of your clients. Just one incident involving the use…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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