On Feb. 18, the U.S. Department of Transportation (DOT) issued a formal warning regarding the use of cannabidiol (CBD) products. The DOT’s announcement pertains to department-regulated safety-sensitive employees and the use of CBD products. The warning aimed to clarify three different points regarding current regulations and these employees: The DOT requires testing for marijuana, but…
Truck drivers, mechanics, and office workers were asked to identify the skills they felt were most effective in preventing workplace injuries. They agreed on the Essential 7 Work Practices. Read the information below provided by Great West Casualty Company and ask yourself how you can improve your work habits to protect yourself from injury. BE…
As the headlines continue to show the effects of the Coronavirus worldwide, concerns of how a commercial insurance policy will respond are on the rise. Coverage varies greatly by carrier, but here is what we know: Virus is commonly excluded from coverage. Property and business income policies only provide coverage if there is first a…
There is no shortage of hazards in the workplace. To help spread awareness, the Occupational Safety and Health Administration (OSHA) tracks the leading causes of accidents and injuries in the workplace. OSHA has specifically advised companies to be aware of the “Focus Four,” also often referred to as the “Fatal Four.” Review these four major…
This resource provides the topics and information employers need to schedule an entire year of safety meetings. It also includes an attendance form that can be used to ensure workers have received the training necessary to remain safe on the job. Download the file here: Construction Safety Talks Packet Safety matters to all of us…
Many small business owners are happy to share their business tips with other entrepreneurs. Check out The Hartford’s top 15 business tips from small business owners, which can help you run and grow your business effectively. Business Tip 1: Build a Support Network For Laura Kelly, being a business owner can be an isolating experience…
Accidents often occur in confined spaces because workers were unaware that they were in such an area to begin with. As such, the first step toward safety in and around confined spaces is to identify them. Confined Space Characteristics OSHA standards define confined spaces as meeting the three following criteria: The space is large enough…
Don’t Equate Small with Safe Despite significant cybersecurity exposures, 85 percent of small business owners believe their company is safe from hackers, viruses, malware or a data breach. This disconnect is largely due to the widespread belief that small businesses are unlikely targets for cyber attacks. In reality, data thieves are simply looking for the…
Water damage is one of the most common causes of property damage. You wouldn’t expect your refrigerator to ruin your kitchen and floors, or even destroy support structures in your home, but it’s actually possible. Home water damage can be caused by leaking fixtures and appliances or faulty pipes and hoses. These leaks can range from…
Theft losses can be prevented when a central station burglar alarm is installed and activated in your home. Improve your family’s security and reduce the potential of home intrusion by knowing the basics for safety and alarm component options: ALWAYS: Activate your alarm system when you are away and at night. Alert your neighbors when…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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