Long after the workday ends, risks continue at construction sites, as fire, theft and water can cause significant property damage and can potentially delay project timelines and impact budgets. The presence of combustible materials, the lack of effective security controls and unstable structural elements can make sites more vulnerable to loss. Buildings under construction or…
It may be convenient to turn your garage into a catchall storage unit, but you may find yourself quickly running out of space. Before you begin reorganizing, start by cleaning and removing any unnecessary items. Donate, recycle or take those items to the dump. The goal is to keep objects off the floor so you…
The weekend is the perfect time to tackle that long-awaited home makeover or home repair that you’ve had sitting on your to-do list. From learning how to hang a picture properly to full home repairs, “Extra Mile” from The Hartford is here to help you channel your inner handyman. Home Repair Hack #1: Remove a Stripped…
You can’t control the weather—but you can take proactive safety measures to protect your family and home against the threat of power outages. Consider these tips: Invest in a home generator. A portable backup power source can keep critical equipment like refrigerators, sump pumps and air conditioners running during a blackout. Utilize surge protectors. A…
Fatigue occurs when an individual does not get enough sleep or quality sleep. It can impair one’s ability to safely perform tasks, including driving. Driver fatigue may be triggered by a lack of adequate sleep, long work hours, strenuous work or non-work activities—or a combination of other factors. The Federal Motor Carrier Safety Administration (FMCSA)…
On July 6, 2020, the Federal Motor Carrier Safety Administration (FMCSA) issued a notice allowing motor carriers to test drivers for drugs and alcohol at a lower rate if they can prove that a deviation from current random testing rates (50% and 10% respectively) was necessary because of the COVID-19 pandemic. The FMCSA is issuing…
Workers’ compensation claims can be affected by several risk factors. These risks can trend up or down or stay at their current level. The direction of the risk trend will determine the level of influence each factor has on how much compensation an employee claims, and whether the claim will be paid. Five of the most pertinent…
Whether due to natural disaster, fire, or another unforeseen event, businesses sometimes must suspend their operations temporarily—for days, weeks or possibly even months. A temporary closure of even a few days can be devastating to a business’s viability, especially if the business doesn’t have a plan for how to deal with it. In fact, according…
As summer temperatures start to rise, so does the risk of your employees experiencing heat-related illness. In fact, recent research from the Occupational Safety and Health Administration (OSHA) found that thousands of employees become ill from work-related heat exposure every year. Despite these numbers, you can help protect your employees from heat-related illness this summer…
Employers are required to report the amount of qualified sick and family leave wages paid to employees under the Families First Coronavirus Response Act (FFCRA) on Form W-2, according to guidance from the IRS and the U.S. Treasury Department. The guidance was provided in Notice 2020-54, issued by the agencies on July 8, 2020. Reporting…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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