Even if a property manager only looks after a single space, they face innumerable exposures—exposures that can come from a variety of sources, leading to thousands of dollars in damages and loss of income potential in an instant. This guide provides a summary of the major risks property managers must address and includes helpful strategies…
Many businesses are not prepared to respond to a man-made or natural disaster. Statistics show that of the businesses that close because of a disaster, at least 1 in 4 never reopens. Small businesses are particularly at risk because typically they only have one location—the one that is damaged or destroyed. That’s why disaster planning…
An important part of emergency preparedness is knowing how to prepare your home for a hurricane. Use these hurricane safety tips when preparing for a hurricane. Importantly, don’t wait until the last minute to gather all of the emergency essentials on your hurricane supply list. Shutters. Install the hardware needed to put up shutters or pre-cut plywood to…
Landscaping can be a competitive and rewarding field, and years of hard work can help organizations establish a strong customer base and reputation. However, many business owners don’t realize how many exposures they must address to keep their business operating smoothly. Depending on the complexity of your landscaping company, there are a number of exposures…
Workers and employers in the construction industry continue to face numerous emerging risks and challenges. Construction risk managers and contractors need to be at the top of their game. Know the risks involved and learn how to prevent them from happening. Whether its residential or commercial, Risk & Insurance believes a project needs a keen…
Fall protection and safety is a major concern at construction sites. In fact, OSHA cites injuries from falls as one of its top 10 worksite injuries. Falls and falling objects can result from unstable working surfaces, ladders that are not safely positioned and misuse of fall protection. Workers are also subject to falls or the…
Active shooter incidents can happen anywhere. Would you know how to respond in a crisis? Chesapeake Employers Insurance is offering free seminars where employers and citizens can learn how to prepare for and respond to an active shooter incident. The training includes: Common sense disaster response planning Best practices to reduce casualties and increase chance…
Summertime means summer jobs for many Maryland minors. Are you hiring a young person as seasonal help? Or are your kids eager to start earning? Get the facts about work permits, permissible work hours and restricted activities on Maryland’s 2019 Employment of Minors fact sheet.
Beyond the traditional deep cleaning, spring is the perfect time to get your home ready for summer. Liberty Mutual provides a list of the most important chores to prep your house for warm weather (and save you time and money in the long run). Service Your Air Conditioner. Spring is the best time (most HVAC…
No home is completely safe from potential flooding. Flood insurance can be the difference between recovering and being financially devastated. Just one inch of water in a home can cost more than $25,000 in damage—why risk it? The Cost of Flooding Flooding can be an emotionally and financially devastating event. Without flood insurance, most residents…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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