The key to calculating a workers’ compensation premium is the experience modification factor, also known as your mod. Understanding your company’s mod and the data used to obtain it helps you identify ways to minimize your workers’ compensation premium. A number of questions must be answered to understand and control your mod factor. These include:…
There were 4,690 fatalities from work-related injuries in 2010, or one fatality every two hours. While this number has decreased over the past decade, it’s still important to implement and monitor safety protocols in workplace environments. This is especially true of the manufacturing industry. Even less sever injuries can cost money, time, and much more.…
Contracts can be used to prevent problems from surfacing and to more effectively manage them when they do. What’s more, well-written contracts clarify agreements, improve project outcomes and create good working relationships between you and your clients, suppliers and business partners. But contracts for technology initiatives, such as Web site generation, or software development present…
In 2010, health care reform became a reality with the passage of the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010. To help you understand the impact on your benefits plans, the experts at Deeley Insurance Group offer a Healthcare Reform and COBRA FAQ two-page newsletter which…
When a construction company experiences significant increases in workers’ compensation costs, it often triggers internal activities aimed at reducing insurance costs. The key to reducing spending is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. A safety program that meets or exceeds the OSHA standards…
Rising health care benefit costs, poor health habits and unnecessary medical care costs consume large portions of employer resources and your employees’ paychecks. In fact, employees with risk factors such as smoking, being overweight and having diabetes cost more to insure and pay more for health care than people with no risk factors. An investment…
In 2010, health care reform became a reality with the passage of the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010. To help you understand the impact on your benefits plans, the experts at Deeley Insurance Group offer a Healthcare Reform and COBRA FAQ two-page newsletter which…
In 2010, health care reform became a reality with the passage of the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010. To help you understand the impact on your benefits plans, the experts at Deeley Insurance Group offer a Healthcare Reform and COBRA FAQ two-page newsletter which…
The National Council on Compensation Insurance (NCCI) recently announced its plan to make a change in the experience rating formula. The primary-excess split point will be increased over a three-year transition period. This has the potential to make a significant impact on a wide array of industries, including health care, manufacturing, construction, and technology. The…
The National Council on Compensation Insurance (NCCI) recently announced a plan to alter the experience rating formula. The primary-excess split point will be increased over a three-year transition period. The potential ramifications of this change will affect a wide variety of Maryland businesses. The first stage of the transition will take effect with each state’s…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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