A multi-year advocacy effort by Community Associations Institute brings welcome relief for volunteer board members. There’s some good news for community association boards — and it’s the kind of news worth sharing. On August 11, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) issued a final rule permanently exempting U.S. companies and…
Community association issues don’t stop at the state or local level. Decisions made in Washington can have a very real impact on association budgets, insurance costs, disaster recovery, condominium financing and the ability of communities to maintain their properties. That was the focus of the Community Associations Institute (CAI) 2026 Congressional Advocacy Summit, held September…
For transportation companies, getting the load from Point A to Point B is only part of the job. Getting it there safely requires knowing how that cargo will behave throughout the trip—and making sure it is properly loaded, positioned, secured and inspected before the wheels start turning. A recent fatal accident in Colorado offers a…
A subcontractor default can disrupt even a well-planned construction project. When a subcontractor can’t meet its contractual obligations—whether because of financial difficulties, staffing or resource shortages, or performance issues—the general contractor or project owner may be left dealing with schedule delays, additional costs, quality concerns and the challenge of getting the work back on track.…
The transportation industry has been talking about Montgomery v. Caribe Transport II, LLC for months—and for good reason. In May, the U.S. Supreme Court unanimously changed the legal landscape surrounding freight brokers and the way they select motor carriers. Since then, insurers, brokers, transportation attorneys and industry organizations have been working through what the decision…
Most employment-related claims don’t begin with something dramatic. They can start with an ordinary workplace decision: choosing one candidate over another, passing someone over for a promotion, putting an employee on a performance plan or terminating someone’s employment. A workplace complaint can also begin with something that seemed relatively minor—a comment, a pattern of behavior…
OSHA, the Occupational Safety and Health Administration, unveiled its ten most frequently cited standards for the fiscal year 2026 at the NSC Safety Congress & Expo. Despite an overall decline in citations, fall protection remained OSHA’s most frequently cited standard for the 16th consecutive fiscal year. While the data is preliminary, it provides employers with…
By now, their dorm room is set up, their class schedule is finalized, and everyone has settled into a new routine. You’ve covered tuition, textbooks, meal plans and the biggest nagging worry is whether your student is actually doing laundry. But there’s one thing that may have been overlooked in the rush of getting them…
Artificial intelligence is finding its way into all kinds of contractor workflows. Estimating. Takeoffs. Measurements. Comparing plans. Equipment diagnostics. Marketing. For many contractors, AI isn’t some futuristic technology anymore. It’s simply becoming another tool in the toolbox. But as the technology evolves, the insurance industry is evolving alongside it—and that is a conversation worth having.…
Advanced driver assistance systems (ADAS) are becoming increasingly common in commercial vehicles. Technologies such as automatic emergency braking, forward collision warning, lane-keeping assistance, adaptive cruise control and blind-spot detection are designed to improve driver awareness and reduce collision risk. But ADAS also introduces new risk management considerations for commercial fleets. Drivers remain responsible for operating…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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