On March 16, 2026, OSHA announced the launch of its Safety Champions Program (SCP), a new cooperative initiative designed to help employers develop and implement effective safety and health programs that replace its OSHA Challenge Program. The program is open to private- and public-sector worksites covered by OSHA that want to improve overall safety performance.…
When a fire breaks out in a commercial building, the first few minutes can determine the outcome. Flames and smoke can move quickly, spreading far beyond the area where the fire began. While automatic sprinkler systems and alarms play an important role, one of the most effective tools for limiting fire damage is often overlooked:…
Spring can bring about some of the year’s most dangerous weather and wreak havoc on many aspects of a company’s operations, but you can take measures now to minimize damage. Dangerous Spring Weather Unexpected severe weather increases the risk of property damage, injury and even death. Tornadoes—According to AccuWeather, tornadoes are by far the most…
OSHA is partnering with key groups to assist with hosting a safety stand-down to prevent falls in construction. This stand-down is scheduled for May 4-8, 2026. The National Safety Stand-down raises fall hazard awareness across the country in an effort to stop fall fatalities and injuries. Safety Stand-down Overview A safety stand-down is a voluntary…
Extreme weather events—such as hurricanes, tornadoes, flooding and wildfires—have become increasingly devastating and costly. These events now affect communities across nearly every region of the United States, driving up catastrophe (CAT) losses for many businesses. In particular, extreme weather events can have serious impacts on commercial fleets—including both parked and active vehicles—ultimately resulting in extensive…
The commercial real estate market entered 2026 with tentative stabilization and signs of modest recovery. Growing optimism in the leasing and capital markets is being driven in part by stronger-than-expected U.S. economic performance in certain sectors during 2025. Strength in multifamily, industrial and select office categories is anticipated; however, broader market pressures persist, including refinancing…
The nonprofit sector has been contending with a complex risk landscape for several years, largely fueled by economic uncertainty, funding pressures and rising demand for community outreach. Amid these challenges, nonprofit organizations are facing significant operational and financial strains, making it harder to accomplish their missions and serve those in need. In the commercial insurance…
Several scenarios that businesses encounter in routine operations may expose them to litigation and general liability claims. A customer walking through a business could slip on a wet floor, or a piece of equipment could fall and damage a customer’s personal belongings. These and other incidents may lead to liability claims, disrupting operations and placing…
Health care organizations enter 2026 facing numerous operational, financial and liability pressures, including labor shortages, inflation, supply chain volatility and the impact of U.S. tariffs on pharmaceutical imports. Although the commercial insurance market has generally softened, several segments remain affected by persistent loss severity and loss control challenges. In particular, social inflation and large liability…
Retailers continue to operate amid a dynamic risk landscape. Loss drivers are increasingly severity-driven and include organized crime rings, cargo theft, ransomware incidents and catastrophe-driven business interruptions. Although the commercial market as a whole has seen softening conditions, specific segments (e.g., casualty and umbrella/excess) remain firm. As such, retailers with higher physical crime exposure, hazardous…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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