Safety is one of those things that’s easy to take for granted—until something goes wrong. That’s why National Safety Month, observed each June, encourages organizations across the country to pause and refocus on the habits, training and conversations that help keep people safe. Organized by the National Safety Council (NSC), the month-long campaign highlights key…
Severe weather conditions can be detrimental to worksites by damaging equipment, compromising structural integrity, delaying project timelines, and putting workers at risk. Smarter, safer employers can take proactive measures to reduce these risks. Types of Weather Hazards Extreme weather can come in many forms. Before preparing your jobsite, it’s important to understand the types of…
Most of us have received a suspicious email, text message or phone call that just didn’t seem quite right. In today’s connected world, cybercriminals are constantly finding new ways to disguise scams as legitimate communications, making it easier than ever to be caught off guard. The good news is that a little awareness can go…
Millions of people throughout the United States enjoy taking their boats out for time on the water, but whether you’re taking a fishing trip into the ocean or spending a leisurely day on a lake, safety must be a top priority. According to the National Security Council, the U.S. Coast Guard receives thousands of boat-related…
Heat-related injury and illness are occupational hazards that impact many industries and affect millions of employees annually. Heat stress occurs when an individual’s body accumulates more heat than it can dissipate. The increase in body temperature can result from several factors, including metabolic heat from physical exertion, workplace conditions, and clothing or personal protective equipment…
Managing a fleet exposes businesses to a number of risks, such as vehicle damage, employee injuries, liability and regulatory scrutiny. A fleet safety policy is a written document that sets the baseline for how those risks are controlled day to day. For employers, the focus is straightforward: setting clear expectations within the workforce on how…
Construction sites are often prime targets for theft and vandalism due to their open layouts, limited after-hours supervision, and the large amount of valuable materials, tools, and equipment stored on-site. According to the National Insurance Crime Bureau, construction site theft costs the industry between $300 million and $1 billion annually, with more than 11,000 pieces…
Personal liability coverage is a crucial part of homeowners and renters insurance. It can help financially protect you in a variety of scenarios you may encounter, such as a guest being injured in your home or your child or pet causing third-party bodily harm or property damage. It’s designed to help limit out-of-pocket losses when…
Businesses rarely remain static. Signing new contracts, operating from different locations or adopting alternative methods of working are just some of the ways a company’s risk profile can change. Consequently, coverage that was once appropriate may fall behind as risks evolve, especially amid broader market shifts, such as technological advancements or regulatory changes. If coverage…
Construction projects are complex, requiring considerable coordination of people, materials, equipment and schedules, increasing contractors’ exposure to operational, financial and liability risks. While insurance can help manage the financial impact of unexpected events, it is most effective as part of a broader risk management approach that focuses on reducing key exposures before losses occur. 1.…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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