Deeley Insurance Group Welcomes Jayme Hayes as New Vice President

Deeley Insurance Group, Delmarva’s oldest family-owned, independent insurance agency, is delighted to announce the appointment of Jayme Hayes as our new Vice President. Hayes brings over 20 years of regional business leadership experience and will be instrumental in directing our agency’s growth and client service initiatives. In her new role, Hayes will guide Deeley’s business…

Managing the Risks of Outdoor Heaters

Outdoor heaters are portable heating appliances designed to provide thermal radiation to outside spaces, such as open-air patios or decks. Also known as patio or umbrella heaters, these appliances can be utilized at various types of businesses (e.g., bars, hotels, restaurants and entertainment venues) to help keep outdoor areas warm and extend their usability throughout…

The Private Flood Market vs. NFIP

The private residential flood insurance market has grown rapidly but remains small compared with overall homeowners insurance. Private residential flood premiums were roughly $0.5 billion in 2024 with policy counts roughly doubling since 2020, yet private share of homeowners remains low. Economic flood losses far exceed insured losses, leaving a large protection gap that private…

What Happens to NFIP if the Government Shuts Down?

If Congress allows a shutdown that lapses National Flood Insurance Program (NFIP) authorization, the program would stop issuing new policies and would not process renewals or endorsements until reauthorization, while existing policies remain valid until their scheduled expiration. What Stops and What Continues Stopped: New NFIP policies, policy renewals, endorsements, and increases in coverage would…

Cargo Spill Prevention Strategies

A cargo spill refers to any unintentional release of goods, liquids or raw materials from a truck or other vehicle specifically designed to transport freight while it’s traveling on the roadway. Any type of cargo has the potential to spill, but some of the most common culprits include large equipment and machinery, bulk dry goods…

Suicide Education and Prevention

September was Suicide Prevention Month, but the topic is critical, and merits ongoing discussion. The Construction industry experiences a higher-than-average rate of suicide, and has developed its own internal groups to promote awareness and prevention. Get involved and discover resources to share with your team at these sites: Construction Industry Alliance for Suicide Prevention (CIASP)…