OSHA Updates NEP to Protect Workers from Indoor and Outdoor Heat Hazards

On April 10, 2026, OSHA updated its National Emphasis Program (NEP) to protect workers from outdoor and indoor heat-related hazards, directing agency resources to areas where they can have the greatest impact by focusing inspections and outreach on industries and workplaces with the highest risk of heat stress. The updated NEP is effective immediately and…

Pay Transparency Laws and Growing EPL Exposures

Pay transparency laws refer to regulations that require applicable employers to disclose certain information regarding employee compensation—namely, salary ranges and benefits packages—in job postings for open positions, amid promotions and transfers, and upon request from existing staff. The United States has seen a rapid expansion of these laws over the past few years, with an…

The Case for Third-Party Employment Practices Liability Insurance

For many businesses, employment practices liability insurance (EPLI) is understood primarily as a safeguard against claims brought by employees—allegations of wrongful termination, workplace harassment or discriminatory treatment. While this first-party coverage is essential, it addresses only one dimension of a broader exposure landscape for employment matters. Businesses are increasingly facing claims not from their own…

5 Common Insurance Mistakes Small Businesses Make (and How You Can Avoid Them!)

For small business owners, insurance is often treated as an afterthought—a box to check during the early stages of operations and rarely revisited. This mindset, while understandable given the many competing priorities of running a business, can leave companies with significant financial and legal risks. The reality is that an inadequate or poorly structured insurance…

Can Roommates Share Renters Insurance?

Renters insurance offers an affordable way to financially protect your belongings and liability when you live in a rental property. When living with a roommate, you may consider sharing a renters insurance policy. While this may offer some financial savings, it also comes with potential setbacks. Pros of Sharing a Renters Insurance Policy Policies vary,…

CVSA Announces 2026 International Roadcheck Focus

The Commercial Vehicle Safety Alliance (CVSA) recently announced that this year’s International Roadcheck is scheduled for May 12-14, 2026. The International Roadcheck is an annual, three-day enforcement initiative that emphasizes the importance of commercial motor vehicle (CMV) and driver safety through a blitz of high-visibility roadside inspections across North America. During the event, enforcement officials…

Trucking Industry Trends to Watch

The trucking industry remains essential to the U.S. economy, but employers face increasing risk as we continue through 2026. Litigation, cargo theft, data-driven underwriting and workforce shortages are affecting insurance availability, costs and operational resilience. Proactive planning can help employers mitigate these risks. Litigation Risk and Insurance Pressure Nuclear verdicts are straining the commercial auto…