Claim Review – Grandma got run over by a reindeer.

Claimant: Grandpa Date of Loss: December 24, 2014 Description of Loss: Grandma lost her life while walking home on Christmas Eve. It was reported that she was hit by a flying reindeer. Policies Responding: Personal Injury Protection- Death Benefit(Grandma’s Auto Policy) Life Insurance Policy Claim Concerns: Cause of Loss was considered undetermined. The adjustor was…

Ocean City Deputy Fire Marshal’s Tips to Avoid Another Winter of Frozen Pipes

Ocean City Deputy Fire Marshal’s Tim Price and Joe Sexauer attended the September meeting of the Delmarva Condominium Managers Association (DCMA). Mr. Sexauer discussed the false alarm reduction program. Charges can occur if false alarms are not handled in a timely manner. Click here for the Fire Alarm Activation Report. Anytime a preventable alarm occurs,…

National Preparedness Month – Get the infographic out there!

The Federal Emergency Management Association just released these free infographics to share on being prepared! Feel free to download them and use them in newsletters or social media to get word out to your communities on how to be prepared for an emergency. Protect against a Flood Infographic. If you live in a flood prone…

Document your Property & Belongings

In almost every blog I read about protecting your belongings, one common thread appears over and over. Document your possessions with photo and videos. This is supposed to help a claims adjustor replace your lost items. It is recommended by every insurance agent – at all times. Home or business common sense says – take…

Frozen Pipes in Summer?

This year it happened in our office. Our frost free hose bib burst. We thought we had made it through the winter unscathed and then…. Wet spring/summer had us not using our outside hosebib to water any of our shrubs. By mid-June we still had not turned the water on outside. We began renovations in…

Five steps to help avoid frozen exterior hose bibs

Frost free doesn't mean freeze proof! Winterize all outside water lines whenever cold weather approaches or you leave your unit for more than 48 hours. Always remove the hose from the hose bib. Shut off exterior water prior to the first frost, or whenever you leave your unit unoccupied for more than 48 hours. Open…