Are you someone who loves outdoor barbecues? Every year, millions of Americans safely enjoy outdoor barbecues, however, accidents do happen. Insurance policies do provide financial protection in the case of mishap, however, ensure that you will have trouble-free cooking fun all summer long by reading these tips from PropertyCasualty360 before you light up the grill!…
The summer months are here and vacation rentals are a popular choice of travelers! Before you rent your property, be sure that you are following the necessary guidelines. Check your Community Association rules to make sure they allow rentals and do not restrict the rental time period. Review restrictions within your town/city. A business or…
The Foundation for Community Association Research has issued a report on cyber security in community associations. As community associations vary in size it is important to remember that hackers will go after anyone, not just the larger communities. The following are recommended procedures to safeguard against unauthorized electronic bank transactions: Require two people to authorize…
Maryland’s new smoke alarm law includes some requirements that took effect this year. One of our management companies, Ocean Point, Ltd. shared this helpful fact sheet with all of their community associations and unit owners. We hope it helps you too! What the law requires now Replacement of battery-only smoke alarms with new, 10-year smoke…
The Maryland Condominium Act has had a recent amendment in regards to the statue of limitation on condominium construction defect claims. The bill was written by Nicholas D. Cowie who specializes in construction defects in condominium associations. The new law will stop developers from shortening the time period in which legal action must be taken.…
Do you need to entice homeowners to volunteer for the Board or a Committee? Is it a struggle to make quorum at your annual meeting? Is it hard to get new nominations during elections? One of the largest problems facing community associations today is apathy among the homeowners to fill roles needed to run the…
Within a community, issues could arise that bring out strong emotions for homeowners. Great examples include: 1. Any special assessment 2. Fining and Towing 3. Denial of owner architectural change requests Homeowners on occasion can react in a less than professional manner and resort to name calling or false accusations. These are usually leveled at…
April showers bring May flowers, but they can also bring rainstorms that can cause flood damage to your property! Be sure to take the proper steps to protect your property. Check out FEMA’s “How to Prepare for a Flood,” which includes flood basics, info on emergency notifications and how to protect yourself before, during and…
Regular property inspections are an important part of managing condominium or homeowners association (HOA) risks. Thorough inspections increase the safety and well-being of homeowners, protect property values, and reduce the risk of costly repairs and lawsuits. Why should HOAs conduct regular inspections? Conducting inspections regularly keeps an HOA on top of security risks, as well…
Ladders pose specific safety hazards, so it’s essential to familiarize yourself with the risks and safety rules. Falls from elevated surfaces are frequently listed as one of the top 10 causes of accidents in the workplace. Most of these accidents occur due to failure to follow basic ladder safety. To help prevent ladder injuries, practice…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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