Cyber Security Resources

October is National Cyber Security Awareness Month, and we’re doing a series of blog articles on Cyber Security. The US Department of Homeland Security has a wealth of resources freely available to the public on their website. Here’s some direct links to PDF documents on a variety of cyber security subjects. Social Media Guide Cybersecurity…

October is National Cyber Security Awareness Month

Homeland Security has named October National Cyber Security Month. Themes for 2017 have been announced! Week 1: October 2-6 – Theme: Simple Steps to Online Safety. All members of the public can take some simple actions to protect themselves online and to recover in the event a cyber incident occurs. Week 1 will address the…

Insurance Commissioner Reminds Condo Association of Rules

On September 12, 2017, Delaware Department of Insurance Commissioner, Trinidad Navarro, issued Bulletin #27 targeted to insurance producers and adjusters reminding everyone of the existing rules concerning the primacy of condo association master policies. The bulletin is the result of reports that some management companies were refusing to give individual unit holders access to file…

Restoring Your Business After a Flood

Floods can be miserable ordeals, even with extensive preparation. They can spring up with little to no warning and saddle you with the responsibility of a lengthy, expensive restoration period. Your business could be underwater in a flash, and you could be faced with mounting repair bills and extended interruption to your business. But floods…

Controlling Windstorm Damage

Homeowners can suffer a magnificent amount of damage from windstorms and hurricanes. Homeowners can reduce their exposure to these losses by protecting the roof, windows, entry doors and garage doors. Roof Protections: Have your roof inspected to make sure that it’s up to code and has enough nails per shingle. Make sure gables are securely…

National Flood Insurance Program Extended till December

The National Flood Insurance Program (NIFP) was set to expire on September 30, 2017. The federal government has extended the NFIP until December 8, 2017. NFIP program is vital to coastal areas, and having the program's existence up in the air creates uncertainty for those buying or selling coastal properties or any property located within…

Association Reserve Studies

Association Reserve Studies are a vital component of setting budgets for community associations. Community Associations typically have at least two budgets/accounts: operating expenses and reserves. Operating expenses are for those normal day to day expenses such as staff, maintenance, utilities, taxes, etc. Reserve funds are set aside for those big ticket items that are know…