Winter is on the way. It’s time to start thinking about warm, cozy nights inside your home. Don’t forget to check the chimney before starting to use your fireplace. Both metal and masonry chimneys require maintenance so that smoke and flue gases are ventilated properly. At the very least, you should have your chimney inspected…
Addressing the What-Ifs Creating A Comprehensive Business Continuity Plan Prior To The Pandemic Made Adapting Easier A pandemic? That rarely happens. What are the chances? When Deeley Insurance Group sat down in 2017 to create a business continuity plan, they started with a boilerplate guide for dealing with interruptions like power outages and natural disasters.…
92% of Community Association members Vote in National Elections. An overwhelming majority of homeowners in community associations understand the need to make their voice heard in the voting process. In resort community associations, parking and picking up after your pets seem to be the most consistent controversial issues facing the Board. But 2020 has given…
What happened? In February, the Court of Appeals of Kentucky ruled that using a property for a short-term rental did not classify as residential use and violated a restriction limiting the property’s use to a private summer residence. The homeowners in the case (The Hoffman Revocable Trust v. Marshall) purchased a home in a community…
In May, the Supreme Court of Virginia ruled that an insurer did not waive its subrogation rights (the process by which an insurance company collects money from the party at fault) against tenants of a unit owner in a condominium insurance policy. The insurance company can pursue a claim for damages against the tenant even…
The U.S. Constitution mandates that the U.S. Census Bureau conduct a census every 10 years. This year marks the 24th time that the U.S. population has been counted since 1790. The census provides critical data that lawmakers, businesses, research institutions, and many others use to provide products and services, as well as influence decision-making for…
The Ocean City Police Department (OCPD) is urging residents, communities, and business owners to join the Trespass Enforcement Authorization Program (TEAP). During evening and nighttime hours it is difficult for law enforcement to reach managers and homeowners in order to get permission to enforce laws on private property. This program will authorize the police to…
In this highly unpredictable year, many unusual factors are affecting insurance. As your partner, we want to keep you informed of industry trends we’re seeing, especially when they’re relevant to Community Associations and Boards of Directors planning your budgets for 2021. Kevin Davis Insurance offers three reasons why D&O premiums are increasing this year. COVID–19…
What’s new? Starting on October, 1, 2020, the Maryland Condominium Act will allow associations to bill back the Master Policy deductible – up to $10,000 – to the unit owner where the claim originated. Under the current Act, the unit owner could be responsible for a maximum of $5000. What does that mean for your…
After months of self-quarantining with limited access to restaurants, a summertime backyard cookout sounds delicious! But July is the peak month for grill fires, according to the National Fire Protection Association. Gas and charcoal grills cause close to 2,900 structure fires, 5,000 outdoor fires, and result in property loss of nearly $30 million dollars each…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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