For the ninth time in 17 years, Americans living in homeowners associations, condominiums and housing cooperatives say they’re overwhelmingly satisfied in their communities. The 2022 survey conducted by Zogby Analytics for the Foundation for Community Association Research reveals these encouraging numbers: 87% think the members of the elected governing board, “absolutely” or “for the most…
“If it isn’t broken, don’t fix it.” Just because your mother said it doesn’t make it good advice. Communities continue to look at ways to be cost effective in the face of rising inflation. Have you heard these in your meetings? “The roof doesn’t leak – so why replace it?” “I think we can get…
The Maryland Condominium Act and Maryland Homeowners Association Act require associations to undertake a reserve study at least once every five years. Delaware and Virginia already required reserve studies, but all 50 states are developing similar requirements as a response to the tragic collapse of the Champlain Tower South condominium in Surfside, Florida. Maryland Reserve…
Board members of both public and private companies have a fiduciary responsibility to establish and oversee business policies that drive a company’s financial growth and performance, including how their organization manages cybersecurity threats. Not only can a company be put at risk by cybersecurity breaches, but a director can also be held personally liable in…
If it looks like a dog and acts like a dog, then community association restrictions regarding dogs must apply, right? Not if the dog is an assistance animal. Assistance animals play an important role in the lives of people with disabilities. The federal Fair Housing Act (FHA), the Americans with Disabilities Act, as well as…
Community associations simply can’t function without volunteers. Board members and committee members play a critical role in making community associations vibrant and attractive places to live. Finding, motivating, directing, and creating long-term volunteer partnerships, however, can be challenging. Yolanda M. Wilson, manager of neighborhood vitality in the City of Mesquite, Texas, creates engagement opportunities and…
Reserve Fund Studies are recommended as Best Practices for HOA and Community Associations. These studies list the association-owned and maintained property and assign an expected useful life and a probable cost to replace. These studies can also break down how much money an association needs to set aside on a yearly basis so that large…
Strong, Responsible Organizations Protect Their Leaders With D&O Coverage BY: Client Advisor Megan Muller, CIC When you volunteer on a board, you’re donating your time, experience, and energy to an organization you care about, and you’re focused on how you can contribute to the group. But before you jump ‘on board,’ there are important liability…
For 2021, Colorado State University (CSU) hurricane researchers are predicting an above-average Atlantic hurricane season, which runs from June 1st to November 30th. Specifically, CSU researchers believe there will be 17 named storms in 2021. This is above the average 12.1 named storms per year that occurred from 1981-2010. Of the predicted 17 named storms…
How do homeowners associations foster community when having neighbors over for dinner or using the clubhouse cannot be done safely because of COVID-19? As residents look for safe ways to socialize, some are asking board members to allow propane-operated fire pits for outdoor enjoyment during the fall, spring, and summer seasons. “Fire pits are a…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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