Beautiful Waterfront Homes At Sunrise In Summertime

Managing Common Risks for Condominium and Community Associations

Condominium and community associations carry out several essential tasks and responsibilities, such as ensuring the facilities are maintained properly or managing the budget appropriately. However, these entities also face numerous risks. As such, they need to be aware of their exposures to enhance community safety and financial stability. Common Risks Common risks condominium and community…

Aerial view of Rehoboth Beach, Delaware

Condos & Coastal Property – Mid-Year 2024 Insurance Market Outlook

What We’re Seeing Locally Coastal property is continuing to take increases in property rates, but the increases are trending lower than the 2023 increases. Properties that are claims-free and well-maintained are experiencing between 5-25%. Carriers are offering full coverage limits or additional coverages and lower deductibles for some risks. Wind coverage has been easier to…

Hurricane Season at the Beach: What to Know and Where to Go

The Atlantic Hurricane Season is from June through November. The Town of Ocean City closely monitors all tropical storms and stays in touch with the National Weather Service during any pending storms. Hurricane Watches and Hurricane Warnings are issued by the National Hurricane Center in Miami. A WATCH is issued for an area that could…

A sign directs hurricane evacuees to safety.

5 Things to Know About Updating Your Insurance for Hurricane Season

The Atlantic Hurricane season runs from June 1 to November 30. It’s time to review your insurance coverages to ensure you’re protected financially against hurricane-related losses. Here are five things to consider: Don’t wait until it’s too late—Check your insurance policies well before the storm to see what is and is not covered. Know your…

Man holding cookie for his pet labrador retriever.

Assistance Animals: A Potential Exception to Your Association’s “No Pets” Policy

Requests for assistance animals are one of the most common types of accommodation requests. In fact, in January 2020, the United States Department of Fair Housing and Urban Development (HUD) reported that 60% of all Fair Housing Act (FHA) complaints arise out of the denial of a request for reasonable accommodations and disability access. Of…

Smiling portrait of Hope Thomas, a Senior Client Advisor at Deeley Insurance Group.

Deeley Insurance Group Recognizes Outstanding Client Advisor Hope Thomas

Deeley Insurance Group is pleased to announce Hope Thomas as the agency’s Top Client Advisor for the Month of February. The distinction is awarded to the associate with the strongest sales performance, and this marks the fifth time in 12 months that Thomas has been named Deeley’s Top Advisor. Thomas joined Deeley in October 2016,…

Who is on Your Board?

Getting volunteers to serve on the Board of a Community Association can be difficult. After weeding out the people who may have joined for personal agendas, you are left with a few dedicated individuals who selflessly give of their time, knowledge and energy to run the association. Even with professional management, running a community association…

Residential electrical box, open to reveal circuit breakers inside.

Mandatory Recommendations – Electrical Panels, Trimming Trees, Fire System Inspections…

The insurance renewal is completed, the coverage is procured, and the Board and management let out a collective sigh of relief.    Due to market conditions, many communities are changing carriers. When writing new property, or every few years, carriers will send a Risk Inspector out to view what they are insuring and make sure the building…