If your driver is involved in an auto accident, be sure they are aware of steps to take to protect themselves and the business.
- Get out of your vehicle and provide assistance to anyone who is injured.
- Call the police or highway patrol immediately. Be polite and calm.
- Contact your employer to make them aware of the incident.
- Take photographs of your damaged vehicle and the scene. Note the date and time that the images were taken. Include photos of cargo and the road where the accident occurred.
- Protect the accident scene by setting up flares, putting up cones or moving your vehicle off the road.
- Once the police arrive, give them as much information as you can about what occurred. Do not admit fault; simply give the facts.
- Ask the investigating officer for a copy of the police report, as you may have to submit it with your insurance claim.
- Take as many notes and write down as many details as you can remember about the accident, and then call Deeley Insurance Group to report your claim.
- Keep all records of correspondence that you have regarding your claim, including the date, name and title of the person that you talked to about the accident.
- Keep a record of any expenses that you incurred as a result of the accident. Depending on your policy, you may be entitled to reimbursement for those expenses.
It is important to get the names, addresses and phone numbers of everyone involved, including witnesses. Also, gather a description of the car(s) and license plate number(s), and make sure to get the insurance company and the vehicle identification number of everyone involved when you’re at the scene of the accident.
